Funeral Service and Mortuary Science at Madisonville Community College
Associate's Degree
madisonville.kctcs.eduAnalysis
The numbers here suggest a reasonably stable entry point into a specialized field, though they come with important caveats. Based on comparable funeral service programs nationally, first-year earnings around $44,700 paired with estimated debt of $17,000 creates a manageable 0.38 debt-to-earnings ratio—meaning graduates would owe roughly 38% of their first year's income. That's well below concerning territory and reflects what similar programs typically produce for students entering this profession.
What makes this harder to evaluate is the limited visibility into Kentucky's funeral service training landscape. With only two programs in the state and no published outcomes data from either, you're relying on national benchmarks rather than local market evidence. Funeral service is highly regulated and geographically specific—licensure requirements, family-owned business dynamics, and local competition all vary considerably. The national median might not reflect what Kentucky's market actually offers new mortuary science graduates, particularly in a smaller town like Madisonville versus Louisville or Lexington.
For parents, this means doing legwork the data can't provide: talk to Kentucky funeral directors about hiring patterns, ask the program about job placement specifics, and understand whether graduates typically stay local or need to relocate. The estimated debt load appears reasonable, but confirm what this school's actual costs run and whether those figures hold true.
Where Madisonville Community College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,656 | $44,695* | — | $17,063* | — | |
| $19,325 | $52,580* | $56,293 | $34,677* | 0.66 | |
| $4,308 | $50,953* | $39,709 | $22,675* | 0.45 | |
| — | $50,340* | $46,147 | $21,812* | 0.43 | |
| $24,800 | $50,043* | $53,137 | $15,333* | 0.31 | |
| $5,040 | $49,566* | $44,675 | —* | — | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Madisonville Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.