Analysis
Marist's social work program carries a debt burden that's higher than most in the field—$24,251 compared to a national median of $26,362—while early earnings estimates based on similar New York programs suggest starting salaries around $38,000. The four-year earnings figure of $54,749 shows meaningful growth, but that initial debt-to-earnings ratio of 0.64 means your child would likely start with debt representing about eight months of their gross salary.
What complicates the picture is that several CUNY schools produce social work graduates earning $42,000-$45,000 in their first year—substantially more than comparable programs suggest for Marist, often with lower debt thanks to public university pricing. This isn't a knock on Marist's program quality, but it does raise a practical question: is the private college environment worth potentially $20,000+ more in debt for similar entry-level earnings potential?
The saving grace is that by year four, earnings reach a more comfortable $55,000, suggesting the field rewards experience. But social work remains a helping profession with modest compensation, and starting with debt equal to nearly two-thirds of that first paycheck means budgeting carefully through those early years. If your child is committed to this career path, they should compare financial aid packages closely and consider whether Marist's specific program features—internship networks, faculty mentorship, campus resources—justify the premium over public alternatives that appear to launch graduates into similar or better-paying positions.
Where Marist University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Marist University | — | $54,749 | — |
| New York University | $26,837 | $64,289 | +140% |
| CUNY York College | $44,742 | $58,778 | +31% |
| College of Staten Island CUNY | $31,021 | $56,620 | +83% |
| University at Albany | $32,913 | $54,302 | +65% |
Compare to Similar Programs in New York
Social Work bachelors's programs at peer institutions in New York (31 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $46,140 | $38,126* | $54,749 | $24,251 | — | |
| $7,358 | $44,742* | $58,778 | $9,500 | 0.21 | |
| $7,352 | $44,311* | — | $15,096 | 0.34 | |
| $7,410 | $42,300* | $50,858 | $12,690 | 0.30 | |
| $7,382 | $42,227* | — | $9,608 | 0.23 | |
| $38,000 | $40,642* | $46,999 | $40,593 | 1.00 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Marist University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in NY. Actual outcomes may vary.