Analysis
A physics degree from this small liberal arts college appears positioned right at the middle of the pack for Massachusetts physics programs, with peer institutions suggesting first-year earnings around $49,400. That's nearly identical to what graduates earn from Northeastern and slightly above the national benchmark for physics bachelor's degrees. Combined with estimated debt of $23,400—just below both state and national medians—the financial profile looks manageable, with debt representing less than half of first-year income.
The real question is what these estimates don't capture. Massachusetts has 31 physics programs, ranging from MIT's research powerhouse to regional state universities. As a small public liberal arts college with a 92% admission rate and significant Pell enrollment, MCLA likely serves students seeking a more personal academic environment than the state's larger research universities. Similar programs suggest the debt burden stays reasonable, but employment outcomes for physics graduates can vary dramatically depending on whether students pursue graduate school, teaching, or direct entry into technical fields.
For families choosing between schools, the comparable-programs data suggests MCLA won't saddle students with excessive debt relative to earning potential. However, with no actual graduate outcomes available for this specific program, you're betting on institutional quality and career services without the safety net of proven results. If your child thrives in smaller settings and plans to continue to graduate school, that gamble may be worth it—but verify what connections this program has to employers and graduate programs before committing.
Where Massachusetts College of Liberal Arts Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,884 | $49,399* | — | $23,424* | — | |
| $60,156 | $54,773* | $166,156 | $18,500* | 0.34 | |
| $63,141 | $49,399* | — | $26,797* | 0.54 | |
| $16,570 | $48,324* | — | $22,177* | 0.46 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts College of Liberal Arts, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.