Median Earnings (1yr)
$77,421
85th percentile
Median Debt
$26,500
17% above national median
Debt-to-Earnings
0.34
Manageable
Sample Size
95
Adequate data

Analysis

Massachusetts Maritime Academy's engineering program delivers strong early earnings—$77,421 in the first year—that climb to over $92,000 by year four. While this outperforms the national median for engineering programs by nearly $5,000, it lands around the middle of the pack among Massachusetts engineering schools (60th percentile). With an admission rate of 95%, this represents an accessible entry point into a field that typically commands high starting salaries, though students should note the relatively low Pell grant rate suggests this may not be the most economically diverse campus.

The debt picture looks favorable: $26,500 is manageable in absolute terms and actually lower than what many Massachusetts engineering students carry. With a debt-to-earnings ratio of just 0.34, graduates can reasonably expect to handle their loan payments while building financial stability. The 19% earnings growth from year one to year four suggests steady career progression, which matters when you're planning long-term returns on a college investment.

The bottom line: this program offers solid value for students who want engineering credentials without navigating highly selective admissions. The earnings won't match Massachusetts Institute of Technology's engineering grads, but they substantially exceed national averages while keeping debt in check. For families prioritizing accessibility and reasonable financial outcomes over prestige, this represents a practical path to a well-paying engineering career.

Where Massachusetts Maritime Academy Stands

Earnings vs. debt across all engineering bachelors's programs nationally

Massachusetts Maritime AcademyOther engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Massachusetts Maritime Academy graduates compare to all programs nationally

Massachusetts Maritime Academy graduates earn $77k, placing them in the 85th percentile of all engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Engineering bachelors's programs at peer institutions in Massachusetts (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Massachusetts Maritime Academy$77,421$92,472$26,5000.34
Northeastern University$75,253—$22,5120.30
National Median$72,876—$22,6940.31

Other Engineering Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern University
Boston
$63,141$75,253$22,512

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Maritime Academy, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 95 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.