Analysis
Massachusetts Maritime Academy's engineering program delivers strong early earnings—$77,421 in the first year—that climb to over $92,000 by year four. While this outperforms the national median for engineering programs by nearly $5,000, it lands around the middle of the pack among Massachusetts engineering schools (60th percentile). With an admission rate of 95%, this represents an accessible entry point into a field that typically commands high starting salaries, though students should note the relatively low Pell grant rate suggests this may not be the most economically diverse campus.
The debt picture looks favorable: $26,500 is manageable in absolute terms and actually lower than what many Massachusetts engineering students carry. With a debt-to-earnings ratio of just 0.34, graduates can reasonably expect to handle their loan payments while building financial stability. The 19% earnings growth from year one to year four suggests steady career progression, which matters when you're planning long-term returns on a college investment.
The bottom line: this program offers solid value for students who want engineering credentials without navigating highly selective admissions. The earnings won't match Massachusetts Institute of Technology's engineering grads, but they substantially exceed national averages while keeping debt in check. For families prioritizing accessibility and reasonable financial outcomes over prestige, this represents a practical path to a well-paying engineering career.
Where Massachusetts Maritime Academy Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Earnings Distribution
How Massachusetts Maritime Academy graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Massachusetts Maritime Academy | $77,421 | $92,472 | +19% |
| Stanford University | $49,741 | $96,205 | +93% |
| Ohio State University-Main Campus | $78,734 | $92,338 | +17% |
| California State University-Chico | $74,204 | $90,091 | +21% |
| University of Maryland-College Park | $80,931 | $85,817 | +6% |
Compare to Similar Programs in Massachusetts
Engineering bachelors's programs at peer institutions in Massachusetts (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,816 | $77,421 | $92,472 | $26,500 | 0.34 | |
| $63,141 | $75,253 | — | $22,512 | 0.30 | |
| National Median | — | $72,876 | — | $22,694 | 0.31 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Health and Safety Engineers, Except Mining Safety Engineers and Inspectors
Fire-Prevention and Protection Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Maritime Academy, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 95 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.