Analysis
A debt-to-earnings ratio of 0.56 looks manageable on paper, but the reliance on estimates here means there's real uncertainty about what McMurry graduates specifically can expect. Drawing from seven Texas programs in this field suggests first-year earnings around $45,265—right at the state and national median—with estimated debt of $25,396. That's a reasonable starting point for a business degree, though it's worth noting that top programs in Texas like TCU and Baylor place graduates earning $60,000+, suggesting the field's outcomes vary significantly by institution.
The practical challenge is that entrepreneurship degrees are inherently variable in their returns. Success often depends more on individual initiative and market conditions than the credential itself, and comparable programs show that spread clearly—from $32,000 at the low end to $65,000 at the high end within Texas alone. With 45% of McMurry students receiving Pell grants, many families will be taking on this debt with less financial cushion, making the program's actual track record critically important to understand.
Before committing, get concrete placement data directly from McMurry: where do their specific graduates land, and how many successfully launch businesses versus taking traditional employment? The estimates suggest a viable path, but without seeing this program's actual outcomes, you're essentially betting that McMurry's results mirror the state average rather than falling toward the lower end.
Where McMurry University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Texas
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Texas (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,372 | $45,265* | — | $25,396* | — | |
| $57,220 | $65,028* | — | $25,292* | 0.39 | |
| $54,844 | $59,052* | $78,193 | $19,375* | 0.33 | |
| $9,711 | $52,752* | — | $11,100* | 0.21 | |
| $11,164 | $45,265* | $55,824 | $19,365* | 0.43 | |
| $8,690 | $32,129* | $37,736 | $25,406* | 0.79 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At McMurry University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TX. Actual outcomes may vary.