Median Earnings (1yr)
$38,579
47th percentile (60th in NY)
Median Debt
$29,250
14% above national median
Debt-to-Earnings
0.76
Manageable
Sample Size
27
Limited data

Analysis

Mercy's legal studies program sits in an interesting position: earning above 60% of New York programs while keeping debt manageable at $29,250—notably below the national median despite New York's high cost of living. Graduates start at $38,579 and see healthy 21% earnings growth to $46,803 by year four, suggesting the degree opens doors to progressive career paths rather than dead-end entry jobs.

The debt picture deserves attention but isn't alarming. At 76% of first-year earnings, graduates would need to dedicate about three-quarters of their annual income to pay off loans immediately—or more realistically, manageable monthly payments over standard repayment terms. This ratio falls in the lower quartile nationally, meaning Mercy students carry less debt than most peers in similar programs. Given that nearly half of students receive Pell grants, the school appears to be serving a price-conscious population reasonably well.

The major caveat here is sample size—fewer than 30 graduates reported data, so these numbers could shift significantly with a larger cohort. That said, outperforming the New York median by $14,000 at the four-year mark is substantial. For families considering this path, the program appears to deliver steady if modest returns, particularly for students who plan to leverage the legal studies background into paralegal work, compliance roles, or further education. Just understand you're not looking at high-paying outcomes, even with the positive earnings trajectory.

Where Mercy University Stands

Earnings vs. debt across all non-professional general legal studies (undergraduate) bachelors's programs nationally

Mercy UniversityOther non-professional general legal studies (undergraduate) programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mercy University graduates compare to all programs nationally

Mercy University graduates earn $39k, placing them in the 47th percentile of all non-professional general legal studies (undergraduate) bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Non-Professional General Legal Studies (Undergraduate) bachelors's programs at peer institutions in New York (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mercy University$38,579$46,803$29,2500.76
CUNY John Jay College of Criminal Justice$32,649$51,332$9,5000.29
Siena College$32,435$63,333$27,0000.83
St. John's University-New York$29,307$52,299$26,0300.89
National Median$39,162—$25,7500.66

Other Non-Professional General Legal Studies (Undergraduate) Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY John Jay College of Criminal Justice
New York
$7,470$32,649$9,500
Siena College
Loudonville
$44,405$32,435$27,000
St. John's University-New York
Queens
$50,110$29,307$26,030

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.