Median Earnings (1yr)
$39,373
72nd percentile (60th in NY)
Median Debt
$26,000
1% below national median
Debt-to-Earnings
0.66
Manageable
Sample Size
30
Adequate data

Analysis

Mercy University's social work program shows graduates gaining significant financial ground after a modest start—first-year earnings of $39,373 jump to $52,184 by year four, a 33% increase that outpaces most BSW programs. That initial salary beats the national median and lands solidly in the middle of New York's competitive social work market, ranking in the 60th percentile statewide. The $26,000 debt load is typical for the field and manageable at 66% of first-year earnings, though CUNY programs offer notably higher starting salaries with similar or lower debt.

The strong earnings trajectory is the real story here. While social work rarely promises high starting salaries, this program's graduates see meaningful income growth that suggests good career positioning—whether moving into clinical roles, obtaining licensure, or advancing in social services organizations. For families willing to invest modestly upfront, the numbers show a clear path to financial stability within a few years. The moderate sample size means individual outcomes may vary, but the pattern is consistent with graduates building viable careers in a field where earnings typically plateau earlier.

Where Mercy University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Mercy UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mercy University graduates compare to all programs nationally

Mercy University graduates earn $39k, placing them in the 72th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Social Work bachelors's programs at peer institutions in New York (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mercy University$39,373$52,184$26,0000.66
CUNY York College$44,742$58,778$9,5000.21
CUNY Medgar Evers College$44,311—$15,0960.34
CUNY Lehman College$42,300$50,858$12,6900.30
CUNY Hunter College$42,227—$9,6080.23
Keuka College$40,642$46,999$40,5931.00
National Median$37,296—$26,3620.71

Other Social Work Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY York College
Jamaica
$7,358$44,742$9,500
CUNY Medgar Evers College
Brooklyn
$7,352$44,311$15,096
CUNY Lehman College
Bronx
$7,410$42,300$12,690
CUNY Hunter College
New York
$7,382$42,227$9,608
Keuka College
Keuka Park
$38,000$40,642$40,593

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mercy University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.