Median Earnings (1yr)
$29,368
13th percentile (40th in MA)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.92
Manageable
Sample Size
33
Adequate data

Analysis

Merrimack's education graduates earn nearly $4,000 less than the typical Massachusetts education major—a meaningful gap in a state where teaching salaries should be relatively consistent. At $29,368 in first-year earnings, these graduates land in just the 40th percentile among Bay State education programs, trailing schools like Springfield College ($45,906) and even Salem State University ($33,065). The debt load of $27,000 isn't excessive, but when stacked against these below-average earnings, it creates a nearly 1:1 debt-to-earnings ratio that will strain a new teacher's budget.

The concern deepens when you consider that Massachusetts offers 26 education programs, many at public institutions with lower tuition and better earnings outcomes. Your child would be paying private school prices for results that fall short of the state median. This isn't about Merrimack failing to prepare teachers—it's about the program not delivering competitive career outcomes despite higher costs than public alternatives.

For families committed to Merrimack specifically, this might work if your child receives substantial financial aid that pushes debt well below $27,000. Otherwise, Massachusetts' public universities and colleges offer education programs with stronger earnings trajectories at lower cost. Given that teacher salaries are largely determined by district pay scales rather than alma mater, there's little career advantage to justify Merrimack's premium here.

Where Merrimack College Stands

Earnings vs. debt across all education bachelors's programs nationally

Merrimack CollegeOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Merrimack College graduates compare to all programs nationally

Merrimack College graduates earn $29k, placing them in the 13th percentile of all education bachelors programs nationally.

Compare to Similar Programs in Massachusetts

Education bachelors's programs at peer institutions in Massachusetts (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Merrimack College$29,368—$27,0000.92
Springfield College$45,906—$27,0000.59
Massachusetts College of Liberal Arts$39,375$45,014$25,0000.63
Smith College$33,737$50,473$19,0000.56
Salem State University$33,065$38,488$27,0000.82
Boston University$27,891—$27,0000.97
National Median$38,660—$26,5220.69

Other Education Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Springfield College
Springfield
$43,707$45,906$27,000
Massachusetts College of Liberal Arts
North Adams
$11,884$39,375$25,000
Smith College
Northampton
$61,568$33,737$19,000
Salem State University
Salem
$11,978$33,065$27,000
Boston University
Boston
$65,168$27,891$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Merrimack College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.