Analysis
Rehabilitation programs in Massachusetts cluster tightly around $36,000 in first-year earnings, and Merrimack's estimated figures align precisely with this state median. With comparable programs suggesting debt around $27,000, graduates would face annual loan payments of roughly $3,000—manageable but requiring about 8% of pre-tax income. What's less clear is whether this bachelor's prepares students for direct entry into the field or serves as a stepping stone to graduate training in physical or occupational therapy, which could significantly alter the value calculation.
The debt-to-earnings ratio of 0.74 sits comfortably below the concerning 1.0 threshold, and the numbers track closely with national benchmarks ($35,966 median earnings, $26,250 median debt). However, peer programs in Massachusetts show a wide range—from Assumption's $38,000 to Lesley's $29,000—suggesting that program structure, clinical placement quality, or specific career pathways matter considerably. Without actual outcome data from Merrimack's graduates, it's difficult to know where this program truly lands within that spectrum.
The key question for families: Does this degree lead directly to employment, or will your student need additional credentials? If graduate school is the plan, starting with $27,000 in undergraduate debt adds substantial weight to an already expensive path. If direct employment is viable, the estimated figures suggest reasonable financial footing for entry-level work in the field.
Where Merrimack College Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,786 | $36,349* | — | $27,000* | — | |
| $49,414 | $38,094* | $51,618 | $27,000* | 0.71 | |
| $65,168 | $36,705* | $61,867 | $27,000* | 0.74 | |
| $50,270 | $36,349* | — | $23,750* | 0.65 | |
| $16,570 | $35,605* | $52,330 | $26,750* | 0.75 | |
| $32,780 | $28,787* | $31,308 | $23,000* | 0.80 | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Merrimack College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MA. Actual outcomes may vary.