Analysis
Romance languages programs in Massachusetts show a stark divide, with top liberal arts colleges producing graduates earning $50,000+ while most cluster around $40,000. Based on comparable programs statewide, Merrimack likely falls into this latter group—earnings that match the state median but trail the national 75th percentile by just $700. The estimated $21,400 in debt runs lower than both state and national typical borrowing for these majors, which matters when first-year salaries hover around $40,000.
The 0.53 debt-to-earnings ratio suggests manageable monthly payments, though it's worth noting that language and literature majors often need additional credentials or pivot into adjacent fields like education, business, or nonprofit work to boost earning potential. The gap between Merrimack's likely outcomes and elite programs like Holy Cross reflects differences in alumni networks and the types of careers graduates access—consulting, international business, and competitive graduate programs versus teaching, translation, and local nonprofit roles.
For families considering this path: the estimated financial picture isn't alarming, but it assumes your student will translate language skills into marketable career pathways quickly. Since these figures are drawn from peer programs rather than Merrimack's actual graduates, ask the department directly about recent alumni outcomes and what percentage pursue graduate school. A romance languages degree with under $22,000 in debt offers flexibility, but only if your student has a concrete plan for turning linguistic and cultural expertise into steady income.
Where Merrimack College Stands
Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,786 | $40,405* | — | $21,414* | — | |
| $58,150 | $66,917* | — | $26,887* | 0.40 | |
| $60,850 | $52,210* | $64,858 | $26,975* | 0.52 | |
| $67,280 | $49,322* | — | —* | — | |
| $67,844 | $49,164* | — | $14,935* | 0.30 | |
| $11,882 | $40,405* | — | $27,000* | 0.67 | |
| National Median | — | $34,497* | — | $22,722* | 0.66 |
Career Paths
Occupations commonly associated with romance languages, literatures, and linguistics graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Merrimack College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MA. Actual outcomes may vary.