Analysis
A debt-to-earnings ratio of 0.69 sits in reasonable territory, but the context matters here. Based on national patterns from peer programs, first-year earnings around $39,000 against $27,000 in estimated debt creates a manageable but not comfortable financial picture for a security science graduate. That monthly loan payment would claim roughly 8-10% of take-home pay on a standard repayment plan—doable, but leaving little room for financial missteps or delayed career launches.
What's worth noting is that Methodist's estimated debt burden runs about $5,500 higher than the state median for security programs in North Carolina and $2,000 above the national benchmark. That gap isn't catastrophic, but it does mean graduates need the earnings projection to hold true. Security-focused careers can vary widely—some lead to federal positions with solid pay and benefits, while others plateau quickly in private sector roles. The 75th percentile nationally sits at just $44,000, suggesting limited upside in early career earnings for even the strongest performers.
For families considering this path, the key question is whether Methodist's specific program opens doors that justify the premium over comparable North Carolina options. Since these figures are estimates rather than tracked outcomes from this school's actual graduates, you're betting on Methodist delivering results similar to national peers—without the transparency to verify that track record.
Where Methodist University Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs Nationally
Security Science and Technology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,664 | $39,252* | — | $27,000* | — | |
| $45,550 | $70,586* | $80,946 | $29,080* | 0.41 | |
| $34,940 | $69,872* | $80,106 | $27,000* | 0.39 | |
| $5,656 | $58,249* | — | $20,693* | 0.36 | |
| $42,304 | $55,259* | — | $19,500* | 0.35 | |
| $42,204 | $55,259* | — | $19,500* | 0.35 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Methodist University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.