Analysis
A debt-to-earnings ratio of 0.56 tells a reasonable story for a physics degree, though the estimated $41,874 starting salary sits below the national median of $47,670 for physics graduates. Based on comparable Colorado programs, this puts Metro State's physics pathway in the middle of the pack—matching CU Boulder's outcomes but trailing Colorado State's $51,927. For a school with a 99% admission rate serving a substantial population of Pell grant recipients, these figures suggest the program delivers access to a technical field without crushing debt.
The estimated $23,424 in borrowing aligns almost exactly with both state and national medians for physics degrees, meaning graduates here aren't taking on unusual debt loads. The challenge is whether mid-$40K earnings provide enough runway—that's roughly half what many physics grads at top research universities command, though it's also a starting point in a field where advanced degrees often unlock higher pay. Similar programs in Colorado show considerable variation, suggesting outcomes may depend heavily on individual career choices and whether graduates pursue further education.
For families weighing this investment, the key question is career trajectory. If your student plans to work immediately after graduation, these numbers suggest financial stability rather than prosperity. If they're using this as a stepping stone to graduate school or specialized technical work, the modest debt load leaves room for that next move without financial strain.
Where Metropolitan State University of Denver Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Colorado
Physics bachelors's programs at peer institutions in Colorado (13 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,780 | $41,874* | — | $23,424* | — | |
| $12,896 | $51,927* | — | —* | — | |
| $16,430 | $41,874* | $50,697 | $20,635* | 0.49 | |
| $12,010 | $34,373* | — | $27,000* | 0.79 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Metropolitan State University of Denver, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in CO. Actual outcomes may vary.