Est. Earnings (1yr)
$41,874
Est. from CO median (3 programs)
Est. Median Debt
$23,424
Est. from national median (80 programs)

Analysis

A debt-to-earnings ratio of 0.56 tells a reasonable story for a physics degree, though the estimated $41,874 starting salary sits below the national median of $47,670 for physics graduates. Based on comparable Colorado programs, this puts Metro State's physics pathway in the middle of the pack—matching CU Boulder's outcomes but trailing Colorado State's $51,927. For a school with a 99% admission rate serving a substantial population of Pell grant recipients, these figures suggest the program delivers access to a technical field without crushing debt.

The estimated $23,424 in borrowing aligns almost exactly with both state and national medians for physics degrees, meaning graduates here aren't taking on unusual debt loads. The challenge is whether mid-$40K earnings provide enough runway—that's roughly half what many physics grads at top research universities command, though it's also a starting point in a field where advanced degrees often unlock higher pay. Similar programs in Colorado show considerable variation, suggesting outcomes may depend heavily on individual career choices and whether graduates pursue further education.

For families weighing this investment, the key question is career trajectory. If your student plans to work immediately after graduation, these numbers suggest financial stability rather than prosperity. If they're using this as a stepping stone to graduate school or specialized technical work, the modest debt load leaves room for that next move without financial strain.

Where Metropolitan State University of Denver Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Colorado

Physics bachelors's programs at peer institutions in Colorado (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Metropolitan State University of DenverDenver$10,780$41,874*$23,424*
Colorado State University-Fort CollinsFort Collins$12,896$51,927**
University of Colorado BoulderBoulder$16,430$41,874*$50,697$20,635*0.49
University of Northern ColoradoGreeley$12,010$34,373*$27,000*0.79
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Metropolitan State University of Denver, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in CO. Actual outcomes may vary.