Median Earnings (1yr)
$34,431
93rd percentile (60th in OH)
Median Debt
$17,500
60% above national median
Debt-to-Earnings
0.51
Manageable
Sample Size
60
Adequate data

Analysis

Miami University's associate program in liberal arts punches well above its weight nationally—graduates earn $34,431 in their first year, placing them in the 93rd percentile compared to similar programs nationwide. That's $7,000 more than the typical liberal arts associate degree holder makes. Within Ohio, however, this advantage shrinks considerably: the program sits at just the 60th percentile statewide, barely above the $33,847 state median. The $17,500 in median debt is also notably higher than the national average of $10,950, though the 0.51 debt-to-earnings ratio remains manageable.

The earnings trajectory here is solid, with graduates seeing 14% growth to $39,227 by year four. But here's the tradeoff: you're paying Miami's premium pricing (notice only 11% of students receive Pell grants) for an associate degree that delivers strong national standing but relatively ordinary results within Ohio. Several Ohio University regional campuses produce graduates earning $36,000+, likely with lower debt loads typical of regional public institutions.

For families considering this path, understand that you're essentially buying Miami's brand recognition and campus experience for a two-year credential. If your student plans to transfer into Miami's bachelor's programs, that connection could be valuable. But if this associate degree is the endpoint, or if cost-consciousness matters, Ohio's community colleges offer similar liberal arts credentials that would cost substantially less upfront.

Where Miami University-Oxford Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Miami University-OxfordOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miami University-Oxford graduates compare to all programs nationally

Miami University-Oxford graduates earn $34k, placing them in the 93th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Ohio (76 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-Oxford$34,431$39,227$17,5000.51
Marion Technical College$51,927$51,765$12,8120.25
Franciscan University of Steubenville$43,602—$20,1990.46
Ohio University-Chillicothe Campus$36,942$30,774$23,2280.63
Ohio University-Eastern Campus$36,942$30,774$23,2280.63
Ohio University-Southern Campus$36,942$30,774$23,2280.63
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Marion Technical College
Marion
$6,475$51,927$12,812
Franciscan University of Steubenville
Steubenville
$32,630$43,602$20,199
Ohio University-Chillicothe Campus
Chillicothe
$6,178$36,942$23,228
Ohio University-Eastern Campus
Saint Clairsville
$6,178$36,942$23,228
Ohio University-Southern Campus
Ironton
$6,178$36,942$23,228

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Oxford, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 136 graduates with debt data. Small samples may not be representative.