Analysis
A physics bachelor's degree from Michigan Tech carries an estimated $23,424 in debt—right in line with national norms for the major—but the earnings picture is harder to pin down with precision. Based on national benchmarks for physics programs, graduates typically earn around $47,670 in their first year, which would put the debt-to-earnings ratio at a manageable 0.49. That's a reasonable starting point for a STEM degree, suggesting debt that could be paid down within a few years of focused repayment. However, the wide range among Michigan's physics programs—from Michigan State's reported $33,400 to U-M Ann Arbor's $53,019—shows just how much outcomes can vary even within the same state.
What makes Michigan Tech's position uncertain is the lack of graduate-specific data, which typically signals small cohort sizes in this major. The school's strong engineering reputation and technical focus could translate to solid industry connections for physics graduates, but without reported outcomes, you're betting on the strength of that reputation rather than verified results. The estimated figures suggest this program won't bury your child in debt, but you're essentially making an informed guess about whether Tech's particular program delivers earnings closer to the national median or falls short like some peer programs in Michigan do.
Where Michigan Technological University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Michigan
Physics bachelors's programs at peer institutions in Michigan (25 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,392 | $47,670* | — | $23,424* | — | |
| $17,228 | $53,019* | $73,202 | $22,250* | 0.42 | |
| $15,988 | $33,400* | $59,536 | $27,000* | 0.81 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Michigan Technological University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.