Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,424
Est. from national median (80 programs)

Analysis

A physics bachelor's degree from Michigan Tech carries an estimated $23,424 in debt—right in line with national norms for the major—but the earnings picture is harder to pin down with precision. Based on national benchmarks for physics programs, graduates typically earn around $47,670 in their first year, which would put the debt-to-earnings ratio at a manageable 0.49. That's a reasonable starting point for a STEM degree, suggesting debt that could be paid down within a few years of focused repayment. However, the wide range among Michigan's physics programs—from Michigan State's reported $33,400 to U-M Ann Arbor's $53,019—shows just how much outcomes can vary even within the same state.

What makes Michigan Tech's position uncertain is the lack of graduate-specific data, which typically signals small cohort sizes in this major. The school's strong engineering reputation and technical focus could translate to solid industry connections for physics graduates, but without reported outcomes, you're betting on the strength of that reputation rather than verified results. The estimated figures suggest this program won't bury your child in debt, but you're essentially making an informed guess about whether Tech's particular program delivers earnings closer to the national median or falls short like some peer programs in Michigan do.

Where Michigan Technological University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Michigan

Physics bachelors's programs at peer institutions in Michigan (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Michigan Technological UniversityHoughton$18,392$47,670*—$23,424*—
University of Michigan-Ann ArborAnn Arbor$17,228$53,019*$73,202$22,250*0.42
Michigan State UniversityEast Lansing$15,988$33,400*$59,536$27,000*0.81
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Michigan Technological University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.