Median Earnings (1yr)
$45,047
5th percentile
Median Debt
$38,496
66% above national median
Debt-to-Earnings
0.85
Manageable
Sample Size
20
Limited data

Analysis

Mid-America Christian University's Management Sciences program shows a puzzling split: it ranks in just the 5th percentile nationally but the 60th percentile among Oklahoma programs. The explanation? Oklahoma's five programs for this major cluster at the bottom of national rankings, with even the state's best barely cracking $45,000 in starting salary—roughly $17,000 below the national median of $62,069. If your student is comparing Oklahoma options, MACU performs competitively. If they're comparing against out-of-state programs, the gap is substantial.

The debt picture amplifies this concern. At $38,496, graduates carry significantly more debt than both state and national peers, while earning less than most. The 0.85 debt-to-earnings ratio means nearly a year's salary goes toward educational debt—manageable but tight for a starting income of $45,047. The 34% earnings growth to $60,443 by year four provides some relief, though this still trails the national median starting salary.

Given the small sample size (under 30 graduates tracked), these numbers could shift meaningfully with more data. For families committed to staying in Oklahoma and prioritizing a Christian educational environment, MACU delivers comparable outcomes to state alternatives. But for students willing to attend programs elsewhere, they'll likely find substantially better earning potential with similar or lower debt loads. The trade-off here is primarily about values alignment versus financial optimization.

Where Mid-America Christian University Stands

Earnings vs. debt across all management sciences and quantitative methods bachelors's programs nationally

Mid-America Christian UniversityOther management sciences and quantitative methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mid-America Christian University graduates compare to all programs nationally

Mid-America Christian University graduates earn $45k, placing them in the 5th percentile of all management sciences and quantitative methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Management Sciences and Quantitative Methods bachelors's programs at peer institutions in Oklahoma (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mid-America Christian University$45,047$60,443$38,4960.85
Southeastern Oklahoma State University$44,959—$20,7800.46
National Median$62,069—$23,2500.37

Other Management Sciences and Quantitative Methods Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southeastern Oklahoma State University
Durant
$7,200$44,959$20,780

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid-America Christian University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.