Est. Earnings (1yr)
$41,685
Est. from national median (8 programs)
Est. Median Debt
$18,788
Est. from national median (11 programs)

Analysis

Is a business certificate worth $18,788 in debt when first-year earnings hover around $42,000? For Middlesex College's entrepreneurship program, that question comes with an important caveat: both figures are estimates drawn from similar programs nationwide, not tracked outcomes from this specific certificate. Given the small size of this program, the Department of Education suppresses the actual data, leaving us to infer from peer institutions.

The estimated debt-to-earnings ratio of 0.45 suggests a manageable burden—you'd owe roughly 45 cents for every dollar earned in year one. Nationally, entrepreneurship certificates produce a wide range of outcomes, with top programs reaching nearly $48,000 in first-year earnings. Where Middlesex falls in that spectrum remains unclear. The certificate format itself raises practical questions: does it provide enough training to launch or manage a business effectively, or is it better viewed as a supplement to work experience you already have?

With 35% of students receiving Pell grants, Middlesex serves a population where even moderate debt matters. If your child is already working and needs credentials quickly, this could be a reasonable investment. But if they're starting from scratch with business ownership dreams, the lack of program-specific data makes it difficult to gauge whether this particular certificate delivers the skills and network that justify the cost and time commitment.

Where Middlesex College Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs Nationally

Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Middlesex CollegeEdison$4,524$41,685*$18,788*
University of GeorgiaAthens$11,180$64,900*$19,500*0.30
University of Pittsburgh-Pittsburgh CampusPittsburgh$21,524$51,635*$23,063*0.45
University of IowaIowa City$10,964$46,878*$60,850$26,000*0.55
University of Wisconsin-MilwaukeeMilwaukee$10,020$42,545*$23,397*0.55
Daytona State CollegeDaytona Beach$3,106$40,824*$10,740*0.26
National Median$41,684*$18,788*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middlesex College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.