Analysis
A projected debt load of $25,812 for a finance degree that estimates first-year earnings at $53,590 produces a 0.48 debt-to-earnings ratio—manageable territory by conventional standards. However, the comparison to Nebraska's other finance programs reveals a significant gap. The six finance programs statewide typically produce median earnings of $58,292, with Creighton graduates starting near $60,605 and even Nebraska-Lincoln reaching $55,979.
That $5,000-plus difference between Midland's estimated outcomes and the state median compounds quickly over a career. For a field where networking, alumni connections, and institutional reputation often drive early opportunities, Midland's 67% admission rate and modest SAT profile may limit access to the most competitive finance positions that command higher starting salaries. The debt figure itself isn't alarming—it's roughly on par with state and national medians—but paired with below-average estimated earnings, it creates a less favorable value equation than neighboring programs offer.
Given the uncertainty inherent in these estimates and the measurable gaps with peer programs, parents should dig into actual placement outcomes: where do Midland finance graduates land their first jobs, and what firms recruit on campus? The numbers suggest you might be paying similar debt for notably different career trajectories.
Where Midland University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Nebraska
Finance and Financial Management Services bachelors's programs at peer institutions in Nebraska (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,270 | $53,590* | — | $25,812* | — | |
| $47,000 | $60,605* | $78,827 | $26,975* | 0.45 | |
| $10,108 | $55,979* | $69,641 | $19,650* | 0.35 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midland University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.