Analysis
With an estimated $24,509 in debt for an associate's degree—nearly double the national median for business programs—this investment requires scrutiny. The debt estimate comes from similar private institutions in Midway's network, but here's the catch: Kentucky business associate's programs that do report data show dramatically different outcomes. Thomas More University's business graduates earn $83,571 in their first year, more than double the $36,591 that national peer programs suggest for Midway's graduates.
That gap matters enormously for debt repayment. A 0.67 debt-to-earnings ratio might seem manageable on paper, but only if those earnings estimates hold true. If actual outcomes track closer to Kentucky's median, you're looking at a much stronger investment. If they track to the national estimate, your child faces years of repayment on income that may not support it comfortably. The school serves nearly half Pell-eligible students with a 95% admission rate, suggesting broad access but also raising questions about whether resources match the tuition being charged.
Before committing, pin down what Midway's actual business graduates earn—call the school directly and ask for placement data or alumni outcomes they can verify. With such wide variance in Kentucky's market, estimates from dissimilar national programs tell you very little about what awaits after graduation here.
Where Midway University Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Kentucky
Business/Commerce associates's programs at peer institutions in Kentucky (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $26,080 | $36,591* | — | $24,509* | — | |
| $38,400 | $83,571* | $68,202 | $49,185* | 0.59 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midway University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.