Business Administration, Management and Operations at Millennia Atlantic University

A business degree that carries more than double the typical debt for Florida programs deserves careful scrutiny. While similar business programs across the state suggest first-year earnings around $45,000—right in line with the national median—the estimated $50,700 in debt at Millennia Atlantic University significantly exceeds both the state median of $22,625 and the national median of $26,000. That debt burden translates to a 1.13 debt-to-earnings ratio, meaning graduates would owe more than their entire first year's salary.

The financial strain becomes clearer when you consider monthly payments. With standard 10-year federal loan terms, that estimated debt would require roughly $580 monthly—a challenging commitment on a $45,000 salary, particularly in South Florida's expensive housing market. Meanwhile, Florida Atlantic, FIU, and University of Miami all offer business programs with similar or better earnings potential at substantially lower debt levels. The minimal Pell Grant population (7%) also suggests limited financial aid resources for families without significant means.

Unless this school offers something uniquely valuable—specialized industry connections, flexible scheduling for working students, or particular program strengths—the estimated debt load presents a significant financial obstacle. Before committing, you'd want to understand exactly why this program's financing structure differs so dramatically from peer institutions and whether those differences translate into career advantages worth the extra $25,000-28,000 in borrowing.