Median Earnings (1yr)
$21,014
15th percentile (60th in TN)
Median Debt
$19,337
28% above national median
Debt-to-Earnings
0.92
Manageable
Sample Size
24
Limited data

Analysis

Miller-Motte College-Chattanooga's culinary program costs students about $19,300 in debt to reach starting earnings of just $21,014—barely above minimum wage full-time work. While this puts the program at the 60th percentile among Tennessee culinary schools, that's misleading context: Tennessee's culinary programs rank among the weakest in the nation, and this one still falls in the bottom 15% nationally. The 26% earnings growth to $26,434 by year four helps, but graduates are still earning less than the national median for culinary associates degrees ($26,446) four years out.

The high Pell grant rate (85%) matters here—these are predominantly low-income students taking on nearly a year's worth of debt for credentials that lead to service-industry wages. While culinary arts rarely leads to high early earnings anywhere, the debt load relative to outcomes is particularly tight at Miller-Motte. The sample size caveat is real, but the pattern aligns with broader concerns about for-profit culinary programs.

For parents considering this investment: community college culinary programs in neighboring states typically offer comparable training at half the debt load. Unless your student has specific connections to Chattanooga's restaurant scene that make local credentials valuable, the financial math here suggests looking at lower-cost alternatives that won't leave graduates struggling to cover loan payments on restaurant wages.

Where Miller-Motte College-Chattanooga Stands

Earnings vs. debt across all culinary arts associates's programs nationally

Miller-Motte College-ChattanoogaOther culinary arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miller-Motte College-Chattanooga graduates compare to all programs nationally

Miller-Motte College-Chattanooga graduates earn $21k, placing them in the 15th percentile of all culinary arts associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Culinary Arts associates's programs at peer institutions in Tennessee (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miller-Motte College-Chattanooga$21,014$26,434$19,3370.92
National Median$26,446$15,1250.57

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.