Median Earnings (1yr)
$22,506
14th percentile (40th in TN)
Median Debt
$23,859
130% above national median
Debt-to-Earnings
1.06
Elevated
Sample Size
582
Adequate data

Analysis

This program presents significant financial concerns that should give parents pause. While Miller-Motte's graduates earn slightly above the Tennessee median for this field ($24,165 vs $24,175), they're carrying more than double the typical debt burden—$23,859 compared to the state median of $9,500. Nationally, this program ranks in just the 14th percentile for earnings, meaning 86% of similar programs produce higher-earning graduates.

The debt-to-earnings ratio of 1.06 means graduates owe nearly as much as they'll earn in their first year, creating immediate financial strain. With starting salaries around $22,500, graduates will struggle to manage loan payments while covering basic living expenses. The modest 7% earnings growth over four years offers little relief, as the $24,165 fourth-year salary still lags well behind what graduates from other Tennessee schools achieve immediately—Ross Medical Education Centers, for example, produce graduates earning $28,000-$31,000 right out of the gate.

For families considering this investment, the math is concerning. Your child would be better served by programs at Tennessee College of Applied Technology schools, which offer similar training with significantly lower debt loads, or by exploring the Ross Medical Education Centers that deliver substantially higher starting salaries. The high percentage of Pell Grant recipients (85%) suggests this program primarily serves students with limited financial resources, making the excessive debt burden particularly problematic.

Where Miller-Motte College-Chattanooga Stands

Earnings vs. debt across all health and medical administrative services certificate's programs nationally

Miller-Motte College-ChattanoogaOther health and medical administrative services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miller-Motte College-Chattanooga graduates compare to all programs nationally

Miller-Motte College-Chattanooga graduates earn $23k, placing them in the 14th percentile of all health and medical administrative services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Health and Medical Administrative Services certificate's programs at peer institutions in Tennessee (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miller-Motte College-Chattanooga$22,506$24,165$23,8591.06
Ross Medical Education Center-Johnson City$31,401$26,020$9,5000.30
Ross Medical Education Center-Knoxville$28,495$25,554$9,5000.33
Tennessee College of Applied Technology-Knoxville$25,309$19,767
Concorde Career College-Memphis$25,088$24,355$9,5000.38
Tennessee College of Applied Technology-Jackson$24,175
National Median$27,783$10,3720.37

Other Health and Medical Administrative Services Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ross Medical Education Center-Johnson City
Johnson City
$31,401$9,500
Ross Medical Education Center-Knoxville
Knoxville
$28,495$9,500
Tennessee College of Applied Technology-Knoxville
Knoxville
$25,309
Concorde Career College-Memphis
Memphis
$25,088$9,500
Tennessee College of Applied Technology-Jackson
Jackson
$24,175

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 582 graduates with reported earnings and 733 graduates with debt data. Small samples may not be representative.