Analysis
A debt load of roughly $17,000 for training that leads to first-year earnings near $45,000 creates a manageable financial start in this profession. Based on comparable funeral service programs nationally, graduates typically see debt roughly one-third of their initial salary—a ratio that allows for reasonable repayment while establishing a career. This is a field where the associate's degree serves as the standard credential, and Milwaukee Area Technical College's estimated outcomes align closely with what funeral service programs produce across the country.
The funeral services industry offers unusual stability compared to many two-year degree paths. Death care is recession-resistant work with predictable demand, and practitioners often find employment in family-owned funeral homes where relationships and reputation matter as much as credentials. The national benchmark of $44,695 in first-year earnings suggests this isn't a path to quick wealth, but it's also not the precarious income picture many associate's degrees generate. With 41% of students receiving Pell grants, this program appears to serve students looking for reliable middle-class employment rather than high-risk, high-reward careers.
For families evaluating this investment, the key consideration is fit rather than finances. The estimated debt-to-earnings picture is sound enough that the decision hinges more on whether your child can handle the emotional demands of death care work and wants to enter a traditional, relationship-based profession.
Where Milwaukee Area Technical College Stands
Earnings vs. debt across all funeral service and mortuary science associates's programs nationally
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,017 | $44,695* | — | $17,063* | — | |
| $19,325 | $52,580* | $56,293 | $34,677* | 0.66 | |
| $4,308 | $50,953* | $39,709 | $22,675* | 0.45 | |
| — | $50,340* | $46,147 | $21,812* | 0.43 | |
| $24,800 | $50,043* | $53,137 | $15,333* | 0.31 | |
| $5,040 | $49,566* | $44,675 | —* | — | |
| National Median | — | $44,695* | — | $20,000* | 0.45 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Milwaukee Area Technical College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.