Median Earnings (1yr)
$24,367
95th percentile (60th in MN)
Median Debt
$10,169
3% above national median
Debt-to-Earnings
0.42
Manageable
Sample Size
21
Limited data

Analysis

Minnesota State Community and Technical College's cosmetology program earns $24,367 for graduates one year out—42% above the national median and roughly on par with Minnesota's state average. While that 95th percentile national ranking sounds impressive, the more revealing comparison is within Minnesota itself: this program sits at the 60th percentile among 17 state programs, meaning several Minnesota schools place graduates in higher-earning positions. Saint Paul College, for instance, reports earnings 35% higher at nearly $33,000.

The debt load of $10,169 is manageable, creating a debt-to-earnings ratio of 0.42 that most graduates should be able to handle within a few years. That said, cosmetology is fundamentally a moderate-earning field—even top performers in Minnesota barely crack $33,000 in their first year. Success in this industry depends heavily on building a client base, which takes time regardless of where you train.

The small sample size here (under 30 graduates) means these numbers could shift significantly year to year. For Minnesota families, this program offers solid training at a reasonable price, though it won't dramatically outperform other in-state options. If your child is committed to cosmetology, this is a viable path—just understand the earnings ceiling inherent to the field and factor in location, since building clientele often depends on staying where you train.

Where Minnesota State Community and Technical College Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Minnesota State Community and Technical CollegeOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Minnesota State Community and Technical College graduates compare to all programs nationally

Minnesota State Community and Technical College graduates earn $24k, placing them in the 95th percentile of all cosmetology certificate programs nationally.

Compare to Similar Programs in Minnesota

Cosmetology certificate's programs at peer institutions in Minnesota (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Minnesota State Community and Technical College$24,367$10,1690.42
Saint Paul College$32,987$36,693$14,2500.43
Model College of Hair Design$25,814$22,569$8,7780.34
Nova Academy of Cosmetology$25,754$27,175$9,9990.39
Nova Academy of Cosmetology Woodbury$24,617$28,029$10,1940.41
Aveda Arts & Sciences Institute Minneapolis$24,230$31,992$9,9410.41
National Median$17,113$9,8620.58

Other Cosmetology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Paul College
Saint Paul
$6,318$32,987$14,250
Model College of Hair Design
Saint Cloud
$25,814$8,778
Nova Academy of Cosmetology
Rochester
$25,754$9,999
Nova Academy of Cosmetology Woodbury
WOODBURY
$24,617$10,194
Aveda Arts & Sciences Institute Minneapolis
Minneapolis
$24,230$9,941

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Minnesota State Community and Technical College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.