Analysis
Saint Paul College graduates are earning nearly double the national median for cosmetology programs—$32,987 in their first year compared to just $17,113 nationally. Even within Minnesota, where cosmetology training tends to perform better than in other states, this program ranks in the 80th percentile. By year four, earnings climb to $36,693, showing actual income growth rather than the stagnation common in beauty careers.
The debt sits at $14,250, which is higher than both the state median ($10,169) and national median ($9,862). However, with a debt-to-earnings ratio of 0.43, graduates can realistically pay this off within a year or two of focused repayment—a stark contrast to many certificate programs where debt exceeds annual income. You're paying about $4,000 more than you would at comparable Minnesota schools, but the earnings premium appears to justify it. The gap between Saint Paul College and the state's top-earning program is only about $1,500 annually, yet you're substantially outperforming most competitors.
For families considering cosmetology training, this represents one of the stronger options available. The combination of above-average earnings, manageable debt load, and steady income growth suggests Saint Paul College's connections to higher-paying salons or better job placement may be delivering real value. With 40% of students receiving Pell grants, the program is serving working-class students while still producing strong outcomes.
Where Saint Paul College Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Saint Paul College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saint Paul College | $32,987 | $36,693 | +11% |
| Aveda Arts & Sciences Institute Minneapolis | $24,230 | $31,992 | +32% |
| Hastings Beauty School | $23,396 | $30,145 | +29% |
| PCI Academy-Plymouth | $24,178 | $29,405 | +22% |
| Nova Academy of Cosmetology Woodbury | $24,617 | $28,029 | +14% |
Compare to Similar Programs in Minnesota
Cosmetology certificate's programs at peer institutions in Minnesota (17 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,318 | $32,987 | $36,693 | $14,250 | 0.43 | |
| — | $25,814 | $22,569 | $8,778 | 0.34 | |
| — | $25,754 | $27,175 | $9,999 | 0.39 | |
| — | $24,617 | $28,029 | $10,194 | 0.41 | |
| $5,900 | $24,367 | — | $10,169 | 0.42 | |
| — | $24,230 | $31,992 | $9,941 | 0.41 | |
| National Median | — | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Paul College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 72 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.