Cosmetology at Saint Paul College
Undergraduate Certificate or Diploma
Analysis
Saint Paul College graduates are earning nearly double the national median for cosmetology programs—$32,987 in their first year compared to just $17,113 nationally. Even within Minnesota, where cosmetology training tends to perform better than in other states, this program ranks in the 80th percentile. By year four, earnings climb to $36,693, showing actual income growth rather than the stagnation common in beauty careers.
The debt sits at $14,250, which is higher than both the state median ($10,169) and national median ($9,862). However, with a debt-to-earnings ratio of 0.43, graduates can realistically pay this off within a year or two of focused repayment—a stark contrast to many certificate programs where debt exceeds annual income. You're paying about $4,000 more than you would at comparable Minnesota schools, but the earnings premium appears to justify it. The gap between Saint Paul College and the state's top-earning program is only about $1,500 annually, yet you're substantially outperforming most competitors.
For families considering cosmetology training, this represents one of the stronger options available. The combination of above-average earnings, manageable debt load, and steady income growth suggests Saint Paul College's connections to higher-paying salons or better job placement may be delivering real value. With 40% of students receiving Pell grants, the program is serving working-class students while still producing strong outcomes.
Where Saint Paul College Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Paul College graduates compare to all programs nationally
Saint Paul College graduates earn $33k, placing them in the 95th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Cosmetology certificate's programs at peer institutions in Minnesota (17 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Paul College | $32,987 | $36,693 | $14,250 | 0.43 |
| Model College of Hair Design | $25,814 | $22,569 | $8,778 | 0.34 |
| Nova Academy of Cosmetology | $25,754 | $27,175 | $9,999 | 0.39 |
| Nova Academy of Cosmetology Woodbury | $24,617 | $28,029 | $10,194 | 0.41 |
| Minnesota State Community and Technical College | $24,367 | — | $10,169 | 0.42 |
| Aveda Arts & Sciences Institute Minneapolis | $24,230 | $31,992 | $9,941 | 0.41 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Model College of Hair Design Saint Cloud | — | $25,814 | $8,778 |
| Nova Academy of Cosmetology Rochester | — | $25,754 | $9,999 |
| Nova Academy of Cosmetology Woodbury WOODBURY | — | $24,617 | $10,194 |
| Minnesota State Community and Technical College Fergus Falls | $5,900 | $24,367 | $10,169 |
| Aveda Arts & Sciences Institute Minneapolis Minneapolis | — | $24,230 | $9,941 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Paul College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 72 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.