Analysis
Mississippi State's education degree comes with an estimated $24,333 in debt—slightly below the national median for these programs—while graduates of comparable education programs nationwide typically earn around $38,660 in their first year. That 0.63 debt-to-earnings ratio is manageable, especially for those entering teaching with loan forgiveness options or heading to better-paying districts.
The challenge is Mississippi's context. The state ranks near the bottom nationally for teacher pay, with starting salaries often in the low-to-mid $30,000s in rural districts, though some urban areas pay closer to $40,000. If your child plans to teach in-state, the actual earnings could fall below what peer programs produce elsewhere. However, Mississippi State's solid reputation and connections within the state education system may help graduates secure positions in higher-paying districts or move into administrative roles more quickly.
The practical question is geographic: if your child is willing to teach out-of-state, particularly in higher-paying regions, this debt load becomes quite reasonable for an education degree. If staying in Mississippi, the numbers work but leave little room for error—loan payments on $24,000 would consume a meaningful chunk of an entry-level teacher's salary. Look carefully at district-specific salary schedules and available loan forgiveness programs to understand what the first few years will actually look like financially.
Where Mississippi State University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,815 | $38,660* | — | $24,333* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mississippi State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.