Median Earnings (1yr)
$12,543
12th percentile (40th in CA)
Median Debt
$9,950
1% above national median
Debt-to-Earnings
0.79
Manageable
Sample Size
27
Limited data

Analysis

Graduates of Modern Beauty Academy's cosmetology program earn around $12,500 in their first year—about $5,000 less than California's median for cosmetology programs and roughly $2,000 below the state's 25th percentile. The comparison to top-performing California programs is even starker: graduates from The Salon Professional Academy-San Jose earn nearly double ($24,660). While the debt load of $9,950 appears manageable in isolation, it represents 79% of first-year earnings, creating immediate financial pressure for recent graduates.

The earnings trajectory adds to the concern. Rather than building a client base and increasing income over time (which you'd expect in cosmetology), graduates here see their earnings decline to $11,699 by year four. This pattern suggests difficulties with client retention, job stability, or business development—skills essential to succeeding in the beauty industry. The 40th percentile ranking within California indicates this program sits below the state's midpoint, though it's worth noting the small sample size means these numbers could shift with more data.

For parents considering this investment, the math is problematic: their child would need nearly nine months of full-time earnings just to cover the debt, while working a job that pays below minimum wage and appears to offer limited growth. With 130 cosmetology programs in California, including several that deliver twice the earning power, this particular certificate doesn't make financial sense unless there are compelling geographic or personal reasons to choose this specific academy.

Where Modern Beauty Academy Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Modern Beauty AcademyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Modern Beauty Academy graduates compare to all programs nationally

Modern Beauty Academy graduates earn $13k, placing them in the 12th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Cosmetology certificate's programs at peer institutions in California (130 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Modern Beauty Academy$12,543$11,699$9,9500.79
The Salon Professional Academy-San Jose$24,660$24,953$10,3760.42
San Jose City College$23,253———
MTI College$21,371$22,802$10,5500.49
Institute of Technology$21,184—$13,3410.63
Shasta School of Cosmetology$20,144———
National Median$17,113—$9,8620.58

Other Cosmetology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
The Salon Professional Academy-San Jose
San Jose
—$24,660$10,376
San Jose City College
San Jose
$1,366$23,253—
MTI College
Sacramento
—$21,371$10,550
Institute of Technology
Clovis
—$21,184$13,341
Shasta School of Cosmetology
Redding
—$20,144—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Modern Beauty Academy, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.