Cosmetology at Modern Hairstyling Institute-Carolina
Undergraduate Certificate or Diploma
Analysis
The numbers here tell two very different stories depending on your timeline. While first-year earnings of $6,454 rank near the bottom both nationally (5th percentile) and within Puerto Rico (25th percentile, well below the state median of $8,804), graduates nearly double their income by year four. That 83% earnings growth is notable—but even at $11,814 four years out, this still trails the top-performing PR cosmetology programs by roughly $1,000 to $4,000 annually.
The relatively low debt load of $3,014 works in this program's favor, coming in below Puerto Rico's median for cosmetology programs. With nearly all students qualifying for Pell grants, the financial risk is manageable if your child can navigate the lean early years. However, the earnings trajectory raises a practical concern: can a recent graduate survive on roughly $540 monthly in that critical first year? That's the period when building a client base matters most, and financial pressure could derail career development before the income growth kicks in.
For families where the student lives at home and has financial support during the apprenticeship phase, this becomes more viable. But compared to programs like Nova College de Puerto Rico or Institucion Chaviano de Mayaguez—where graduates earn $12,000+ even in early years—you're accepting significantly lower immediate returns. If strong family support isn't in place, those higher-earning alternatives deserve serious consideration.
Where Modern Hairstyling Institute-Carolina Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Modern Hairstyling Institute-Carolina graduates compare to all programs nationally
Modern Hairstyling Institute-Carolina graduates earn $6k, placing them in the 5th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Puerto Rico
Cosmetology certificate's programs at peer institutions in Puerto Rico (35 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Modern Hairstyling Institute-Carolina | $6,454 | $11,814 | $3,014 | 0.47 |
| Nova College de Puerto Rico | $12,927 | $8,936 | — | — |
| Institucion Chaviano de Mayaguez | $12,675 | — | — | — |
| Antilles School of Technical Careers | $10,641 | $12,285 | — | — |
| Liceo de Arte-Dise-O y Comercio | $10,542 | $11,578 | — | — |
| Instituto Educativo Premier | $10,432 | $19,024 | $3,500 | 0.34 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Puerto Rico
Compare tuition, earnings, and debt across Puerto Rico schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Nova College de Puerto Rico Bayamon | — | $12,927 | — |
| Institucion Chaviano de Mayaguez Mayaguez | — | $12,675 | — |
| Antilles School of Technical Careers San Juan | — | $10,641 | — |
| Liceo de Arte-Dise-O y Comercio Caguas | $12,226 | $10,542 | — |
| Instituto Educativo Premier Ponce | — | $10,432 | $3,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Modern Hairstyling Institute-Carolina, approximately 96% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.