Analysis
A debt-to-earnings ratio of 0.28 suggests manageable numbers on paper, but the reality here demands careful consideration. Based on national medians for precision metal working programs, students might expect around $41,500 in first-year earnings against roughly $11,500 in debt—figures that would allow repayment in under three years if your child lives frugally. That's the theoretical math. The challenge is that with 59 schools offering this credential in California, where living costs run high, you're looking at substantial variation in actual outcomes that these estimates can't capture.
The practical question is whether this community college program provides the specific technical training California employers value. Precision metal working sits in a sweet spot—skilled trades with genuine demand—but the national estimate doesn't tell you whether Modesto Junior College's equipment, industry connections, or instructional approach will position your child competitively. Since the suppressed data means we're working with a small graduate cohort, you're making this decision with limited visibility into what actually happened to recent completers from this specific program. That $41,500 estimate could be conservative if the program feeds into well-paying aerospace or medical device manufacturing, or optimistic if graduates struggle to find work that uses their training. The debt load is reasonable enough that the program won't financially cripple your child if it doesn't pan out, but verify whether this particular program has employer partnerships and job placement support before committing.
Where Modesto Junior College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,270 | $41,504* | — | $11,562* | — | |
| $5,881 | $59,829* | $73,136 | —* | — | |
| $13,630 | $56,811* | $77,380 | $17,500* | 0.31 | |
| $4,912 | $56,292* | $64,893 | $6,810* | 0.12 | |
| $25,659 | $55,188* | $61,261 | $12,000* | 0.22 | |
| $6,886 | $54,908* | $52,065 | $12,000* | 0.22 | |
| National Median | — | $41,504* | — | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Modesto Junior College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.