Median Earnings (1yr)
$24,025
5th percentile (25th in NY)
Median Debt
$15,250
9% above national median
Debt-to-Earnings
0.63
Manageable
Sample Size
70
Adequate data

Analysis

The numbers here tell a difficult story: Monroe University graduates earn $24,025 one year out, roughly $5,600 below the state median for this degree and $10,000 below the national average. That puts this program in the bottom 5% nationally—meaning 95 out of 100 similar programs produce better earnings outcomes. Even within New York's competitive market, this ranks at just the 25th percentile, well behind community colleges like Hudson Valley ($38,018) and Monroe Community College ($36,476) that likely cost less to attend.

The debt picture compounds the problem. At $15,250, graduates owe more than the state median ($11,354) while earning significantly less. The 0.63 debt-to-earnings ratio means students are borrowing about eight months' salary—manageable in absolute terms, but only if those earnings grow substantially. While the 16% increase to $27,963 by year four is positive, that still leaves graduates more than $8,000 below what their peers at other New York schools are making right from the start.

For an anxious parent, this is straightforward: your child could earn $12,000-$14,000 more annually by starting at a different New York school offering the same degree. That difference—over $50,000 across four years—dwarfs any tuition savings. Monroe serves a predominantly low-income student population (58% on Pell grants), but that makes the earnings gap even more consequential for families counting on this degree to improve their financial situation.

Where Monroe University Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Monroe UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Monroe University graduates compare to all programs nationally

Monroe University graduates earn $24k, placing them in the 5th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations associates's programs at peer institutions in New York (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Monroe University$24,025$27,963$15,2500.63
Excelsior University$55,602$52,459$9,8750.18
Hudson Valley Community College$38,018$42,217$9,2500.24
Monroe Community College$36,476$39,922$10,2500.28
Berkeley College-New York$36,005$35,902$23,1480.64
Mohawk Valley Community College$35,774—$11,7700.33
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Excelsior University
Albany
—$55,602$9,875
Hudson Valley Community College
Troy
$6,694$38,018$9,250
Monroe Community College
Rochester
$5,856$36,476$10,250
Berkeley College-New York
New York
$28,600$36,005$23,148
Mohawk Valley Community College
Utica
$6,114$35,774$11,770

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monroe University, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 164 graduates with debt data. Small samples may not be representative.