Human Resources Management and Services at Montana State University Billings
Undergraduate Certificate or Diploma
msubillings.eduBased on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A certificate in HR management that generates estimated debt of $21,532 against first-year earnings around $46,000 creates a manageable but not exceptional financial picture. Based on comparable certificate programs nationally, the debt-to-earnings ratio of 0.47 suggests graduates could realistically pay off their loans within a few years—though this assumes steady employment in HR roles, which isn't guaranteed with a certificate alone in a field where bachelor's degrees dominate.
The challenge here is less about the numbers and more about what a certificate actually buys you in human resources. Montana's job market for HR is limited, and most professional HR positions require at least a bachelor's degree. Peer programs nationally suggest earnings in the mid-$40,000s, which aligns with entry-level administrative or HR assistant roles—positions where you're competing against candidates with four-year degrees. If your student already has a bachelor's in another field and is pivoting to HR, this could make sense as a credential-builder. If they're starting from scratch, the certificate may leave them underqualified for the roles they're aiming for.
The straightforward question: will this certificate actually open doors that wouldn't otherwise be available, or will your student need to continue their education anyway? Given the estimated debt load and the competitive reality of HR hiring, this works best as a strategic add-on rather than a standalone credential.
Where Montana State University Billings Stands
Earnings vs. debt across all human resources management and services certificate's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,706 | $46,304* | — | $21,532* | — | |
| $21,524 | $64,711* | $81,611 | $22,000* | 0.34 | |
| $13,630 | $53,029* | $52,161 | $27,921* | 0.53 | |
| $10,449 | $51,570* | $56,585 | $25,422* | 0.49 | |
| $16,488 | $48,970* | $59,448 | $21,532* | 0.44 | |
| — | $46,304* | $63,337 | $12,785* | 0.28 | |
| National Median | — | $46,304* | — | $17,974* | 0.39 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University Billings, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 13 similar programs. Actual outcomes may vary.