Analysis
Montana's mathematics programs cluster around $34,500 in first-year earnings—the actual reported figure from Montana State University's main campus. If MSU Billings's math graduates achieve anything close to the national median of $48,772, that would represent a significant premium over the state norm, though without reported data from this specific campus, that's speculative rather than assured.
The estimated debt load of $21,498 appears manageable against national benchmarks, creating a debt-to-earnings ratio of 0.44 that suggests graduates could theoretically pay off loans within the first year if they achieve those earnings levels. However, this assumes MSU Billings graduates mirror national outcomes rather than the lower Montana pattern. The state's median debt for math programs runs slightly higher at $24,000, so the estimated burden here looks relatively favorable.
The fundamental uncertainty is whether this program produces graduates who earn at national levels or follow Montana's regional pattern—a gap of about $14,000 in first-year earnings. Given Billings's more regional economy compared to larger math employment centers, the lower state benchmark might be more realistic. For families, this means the investment could range from quite sound (if national-level outcomes materialize) to merely acceptable (if state patterns hold). Before committing, directly ask the school where recent mathematics graduates actually work and what they're earning—the missing data matters most here.
Where Montana State University Billings Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Montana
Mathematics bachelors's programs at peer institutions in Montana (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,706 | $48,772* | — | $21,498* | — | |
| $8,083 | $34,475* | $52,167 | $24,000* | 0.70 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University Billings, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.