Location: Havre, MT•In-State Tuition: $6,269•Out-of-State Tuition: $19,385
Est. Earnings (1yr)
$36,248
Est. from national median (299 programs)
Est. Median Debt
$7,913
Est. from national median (94 programs)

Analysis

A certificate in precision metal working from MSU-Northern comes with an estimated $7,913 in debt—substantially less than the $9,000 national median for similar programs. That's the good news. The estimated first-year earnings of $36,248, drawn from national data for this credential, yield a manageable debt-to-earnings ratio of 0.22, meaning graduates could theoretically pay off their loans in under three months of gross income.

The challenge is the ceiling. Nationally, precision metal working certificates cluster tightly around $36,000-$40,000 in first-year earnings, and Montana's rural job market may offer fewer opportunities to advance beyond entry-level positions. With 30% of students qualifying for Pell grants, MSU-Northern serves students who need workforce credentials to pay off quickly, and this program does that. But you're banking on a trade that doesn't command much premium even at its best, and Montana has thirteen schools offering this certificate—competition for local jobs is real.

For a student committed to staying in north-central Montana and who needs a short pathway to employment, the low debt load makes this defensible. But understand you're buying into a field with limited earnings growth, and these are estimates—not outcomes specific to this campus. If your child has the mobility to pursue better-compensated trades or the aptitude for a two-year technical degree, those paths typically offer stronger returns.

Where Montana State University-Northern Stands

Earnings vs. debt across all precision metal working certificate's programs nationally

Montana State University-Northern (estimated ±10%)Other precision metal working programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs Nationally

Precision Metal Working certificate's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Montana State University-NorthernHavre$6,269$36,248*—$7,913*—
Ferris State UniversityBig Rapids$13,630$68,852*$74,137$21,765*0.32
Idaho State UniversityPocatello$8,356$64,581*$55,405$9,000*0.14
Southcentral Kentucky Community and Technical CollegeBowling Green$4,656$58,996*—$9,413*0.16
Fox Valley Technical CollegeAppleton$4,916$53,507*$52,715$7,664*0.14
Elizabethtown Community and Technical CollegeElizabethtown$4,656$53,172*—$7,166*0.13
National Median—$36,248*—$9,000*0.25
* Estimated from similar programs

Career Paths

Occupations commonly associated with precision metal working graduates

Sheet Metal Workers

Fabricate, assemble, install, and repair sheet metal products and equipment, such as ducts, control boxes, drainpipes, and furnace casings. Work may involve any of the following: setting up and operating fabricating machines to cut, bend, and straighten sheet metal; shaping metal over anvils, blocks, or forms using hammer; operating soldering and welding equipment to join sheet metal parts; or inspecting, assembling, and smoothing seams and joints of burred surfaces. Includes sheet metal duct installers who install prefabricated sheet metal ducts used for heating, air conditioning, or other purposes.

$60,850/yrJobs growth:High school diploma or equivalent

Machinists

Set up and operate a variety of machine tools to produce precision parts and instruments out of metal. Includes precision instrument makers who fabricate, modify, or repair mechanical instruments. May also fabricate and modify parts to make or repair machine tools or maintain industrial machines, applying knowledge of mechanics, mathematics, metal properties, layout, and machining procedures.

$57,700/yrJobs growth:

Tool and Die Makers

Analyze specifications, lay out metal stock, set up and operate machine tools, and fit and assemble parts to make and repair dies, cutting tools, jigs, fixtures, gauges, and machinists' hand tools.

$57,700/yrJobs growth:

Welders, Cutters, Solderers, and Brazers

Use hand-welding, flame-cutting, hand-soldering, or brazing equipment to weld or join metal components or to fill holes, indentations, or seams of fabricated metal products.

$51,000/yrJobs growth:High school diploma or equivalent

Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend machines to extrude or draw thermoplastic or metal materials into tubes, rods, hoses, wire, bars, or structural shapes.

$46,800/yrJobs growth:

Forging Machine Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend forging machines to taper, shape, or form metal or plastic parts.

$46,800/yrJobs growth:

Rolling Machine Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend machines to roll steel or plastic forming bends, beads, knurls, rolls, or plate, or to flatten, temper, or reduce gauge of material.

$46,800/yrJobs growth:

Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend machines to saw, cut, shear, slit, punch, crimp, notch, bend, or straighten metal or plastic material.

$46,800/yrJobs growth:

Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend drilling machines to drill, bore, ream, mill, or countersink metal or plastic work pieces.

$46,800/yrJobs growth:

Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend grinding and related tools that remove excess material or burrs from surfaces, sharpen edges or corners, or buff, hone, or polish metal or plastic work pieces.

$46,800/yrJobs growth:

Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend lathe and turning machines to turn, bore, thread, form, or face metal or plastic materials, such as wire, rod, or bar stock.

$46,800/yrJobs growth:

Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic

Set up, operate, or tend milling or planing machines to mill, plane, shape, groove, or profile metal or plastic work pieces.

$46,800/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University-Northern, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 299 similar programs. Actual outcomes may vary.