Analysis
Montana State's music program stands out nationally, with first-year earnings of $38,807 placing graduates at the 94th percentile compared to other bachelor's-level music programs across the country. That's roughly $13,000 above the national median for music graduates and well above the 75th percentile benchmark of $34,180. This is genuinely impressive for a field where many graduates struggle financially in their early careers.
The debt picture here relies on estimates—Montana State hasn't reported actual debt figures for this program, so we're using a national median of around $25,000 from similar institutions. If that estimate holds, the debt-to-earnings ratio of 0.65 would be quite manageable for a music degree. However, the earnings trajectory is concerning: graduates actually earn slightly less four years out ($37,240) than they do in their first year, suggesting the local market may have limited growth opportunities once musicians establish themselves.
Here's what matters practically: if your child is passionate about music and debt stays near that $25,000 estimate, the strong starting salary makes this program relatively low-risk for the field. But the flat earnings trajectory means they shouldn't count on significant income growth in their first few years, which could affect long-term financial planning. The standout first-year earnings deserve attention, but verify the actual debt load before committing.
Where Montana State University Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Montana State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Montana State University | $38,807 | $37,240 | -4% |
| University of North Carolina at Chapel Hill | $32,880 | $57,343 | +74% |
| University of Houston | $52,799 | $55,639 | +5% |
| The University of Texas Rio Grande Valley | $56,373 | $55,090 | -2% |
| Texas A&M University-Kingsville | $56,072 | $53,695 | -4% |
Compare to Similar Programs Nationally
Music bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,083 | $38,807 | $37,240 | $25,062* | — | |
| $9,228 | $59,926 | $45,889 | $28,000* | 0.47 | |
| $9,859 | $56,373 | $55,090 | $20,920* | 0.37 | |
| $9,892 | $56,072 | $53,695 | $31,000* | 0.55 | |
| $9,744 | $56,062 | — | $14,612* | 0.26 | |
| $9,711 | $52,799 | $55,639 | $26,000* | 0.49 | |
| National Median | — | $26,036 | — | $26,000* | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 16 graduates with debt data. Small samples may not be representative.