Median Earnings (1yr)
$37,501
23rd percentile (60th in MT)
Median Debt
$26,000
At national median
Debt-to-Earnings
0.69
Manageable
Sample Size
105
Adequate data

Analysis

Montana State's education program sits in an interesting position: it underperforms the national average by about $4,300 annually, landing in just the 23rd percentile nationwide. But within Montana, it's actually above-average, ranking 60th percentile in the state and earning roughly $4,000 more than University of Montana graduates. Given that most education majors teach in their home state, that state comparison matters more than the national one.

The $26,000 debt load is exactly average nationally and slightly above Montana's typical debt for education programs. With first-year earnings of $37,500, the debt-to-earnings ratio of 0.69 is reasonable for teaching—you're looking at a manageable but not trivial debt burden. The modest 8% earnings growth to $40,365 by year four reflects typical teacher salary schedules rather than concerning stagnation.

The real question is whether teaching in Montana makes financial sense. If your child plans to stay in-state and you're comparing Montana options, MSU performs decently—only Carroll College's graduates earn significantly more. But if they're considering out-of-state teaching positions or comparing this to non-teaching careers, the below-average national earnings become more relevant. For a Montana resident committed to teaching in Montana, this represents a solid local option with manageable debt.

Where Montana State University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Montana State UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montana State University graduates compare to all programs nationally

Montana State University graduates earn $38k, placing them in the 23th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Montana

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Montana (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montana State University$37,501$40,365$26,0000.69
Carroll College$43,469$42,259$27,0000.62
The University of Montana-Western$36,742$38,836$23,2690.63
The University of Montana$36,142$38,726$24,8800.69
Montana State University Billings$35,132$40,835$24,6520.70
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Montana

Compare tuition, earnings, and debt across Montana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Carroll College
Helena
$40,352$43,469$27,000
The University of Montana-Western
Dillon
$6,430$36,742$23,269
The University of Montana
Missoula
$8,152$36,142$24,880
Montana State University Billings
Billings
$6,706$35,132$24,652

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 105 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.