Median Earnings (1yr)
$26,027
17th percentile (40th in NJ)
Median Debt
$26,000
3% below national median
Debt-to-Earnings
1.00
Elevated
Sample Size
202
Adequate data

Analysis

Starting at just $26,000, Montclair State's Design and Applied Arts program posts concerning first-year numbers—landing in the 17th percentile nationally and below even New Jersey's modest median of $27,937. But here's what matters: by year four, graduates reach $41,684, a 60% jump that outpaces most design programs and exceeds the national median by $8,000. That's real earning power, not just incremental gains.

The challenge is surviving those early years with $26,000 in debt. When your first-year salary barely covers that debt dollar-for-dollar, you'll need family support or a second job while building your portfolio and client base. This pattern is common in creative fields where career advancement depends more on skills and networking than credentials, but it makes the immediate post-graduation period financially precarious.

Within New Jersey, this program sits squarely at the 40th percentile—middle of the pack for a state with limited design school options. If your child is committed to design and needs to stay in-state, Montclair offers a path to solid mid-career earnings at a lower price than NJIT ($39K) or private alternatives. Just be prepared to financially bridge those first two years after graduation while they establish themselves.

Where Montclair State University Stands

Earnings vs. debt across all design and applied arts bachelors's programs nationally

Montclair State UniversityOther design and applied arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montclair State University graduates compare to all programs nationally

Montclair State University graduates earn $26k, placing them in the 17th percentile of all design and applied arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Design and Applied Arts bachelors's programs at peer institutions in New Jersey (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montclair State University$26,027$41,684$26,0001.00
New Jersey Institute of Technology$38,975$48,950$27,0000.69
Kean University$35,673$52,084$26,7130.75
Rutgers University-New Brunswick$32,397—$27,0000.83
Rider University$29,445———
Berkeley College-Woodland Park$27,937—$30,3981.09
National Median$33,563—$26,8800.80

Other Design and Applied Arts Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
New Jersey Institute of Technology
Newark
$19,022$38,975$27,000
Kean University
Union
$13,426$35,673$26,713
Rutgers University-New Brunswick
New Brunswick
$17,239$32,397$27,000
Rider University
Lawrenceville
$38,900$29,445—
Berkeley College-Woodland Park
Woodland Park
$28,600$27,937$30,398

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 202 graduates with reported earnings and 191 graduates with debt data. Small samples may not be representative.