Median Earnings (1yr)
$29,907
45th percentile (60th in NJ)
Median Debt
$26,949
5% above national median
Debt-to-Earnings
0.90
Manageable
Sample Size
68
Adequate data

Analysis

Montclair State's Health and Physical Education program faces a challenging first year—$29,907 in initial earnings—but the trajectory afterward is noteworthy. Graduates see 36% earnings growth by year four, reaching $40,608, which outpaces typical outcomes in this field. Among New Jersey's 16 programs, this ranks in the 60th percentile, landing ahead of better-known schools like Rutgers-New Brunswick ($28,820) and trailing only Seton Hall and William Paterson at the top.

The debt picture looks manageable with $26,949 borrowed, putting it in the 26th percentile nationally—meaning three-quarters of similar programs leave students with more debt. The debt-to-earnings ratio of 0.90 is reasonable, especially given the strong earnings progression. That first year will be tight financially, but by year four, graduates are earning comfortably above both state and national medians for this degree.

The practical reality: If your child plans to teach or work in fitness-related fields in New Jersey, this program delivers solid mid-tier outcomes without excessive debt. The 87% admission rate and high percentage of Pell recipients (44%) suggest an accessible option that doesn't sacrifice results. Just be prepared for that lean first year while your graduate builds experience and potentially secures a full-time teaching position or advances in their fitness career.

Where Montclair State University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Montclair State UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montclair State University graduates compare to all programs nationally

Montclair State University graduates earn $30k, placing them in the 45th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Health and Physical Education/Fitness bachelors's programs at peer institutions in New Jersey (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montclair State University$29,907$40,608$26,9490.90
Seton Hall University$39,333$58,423$24,1250.61
William Paterson University of New Jersey$31,382$51,866$29,1890.93
Rutgers University-New Brunswick$28,820$59,290$26,0000.90
Monmouth University$27,907—$27,0000.97
Saint Peter's University$19,735—$25,0511.27
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Seton Hall University
South Orange
$51,370$39,333$24,125
William Paterson University of New Jersey
Wayne
$15,150$31,382$29,189
Rutgers University-New Brunswick
New Brunswick
$17,239$28,820$26,000
Monmouth University
West Long Branch
$44,850$27,907$27,000
Saint Peter's University
Jersey City
$41,054$19,735$25,051

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 68 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.