Median Earnings (1yr)
$19,865
5th percentile (10th in MA)
Median Debt
$27,000
At national median
Debt-to-Earnings
1.36
Elevated
Sample Size
30
Adequate data

Analysis

Montserrat's Design and Applied Arts program sits at the bottom of Massachusetts rankings, placing in just the 10th percentile statewide—graduates earn roughly $31,000 less than peers at Wentworth or Northeastern. That first-year median of $19,865 is genuinely tough, falling below the poverty line and ranking in the bottom 5% nationally. The $27,000 in debt is actually average for the field, but when you're earning under $20,000, any debt becomes a burden.

The trajectory does improve significantly: earnings nearly double by year four to $36,540, which approaches the national median. This growth pattern is typical for creative fields where early-career freelance work and internships eventually lead to steadier employment. However, even with that improvement, graduates still trail the Massachusetts median by $6,000 and remain well behind stronger regional programs.

For families considering this program, the core question is whether Montserrat's specific artistic training justifies starting so far behind financially. If your child is set on this particular school's approach, understand they'll likely need family support or additional income sources in those first years post-graduation. Massachusetts offers multiple design programs with dramatically better earnings outcomes at similar debt levels—worth exploring those alternatives unless Montserrat's specific faculty or curriculum represents an irreplaceable fit.

Where Montserrat College of Art Stands

Earnings vs. debt across all design and applied arts bachelors's programs nationally

Montserrat College of ArtOther design and applied arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montserrat College of Art graduates compare to all programs nationally

Montserrat College of Art graduates earn $20k, placing them in the 5th percentile of all design and applied arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Design and Applied Arts bachelors's programs at peer institutions in Massachusetts (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montserrat College of Art$19,865$36,540$27,0001.36
Wentworth Institute of Technology$50,599$61,703$27,0000.53
Northeastern University$49,727$81,078$28,2500.57
Boston University$49,254$45,558$21,2500.43
Suffolk University$47,415$58,843$27,0000.57
University of Massachusetts-Lowell$41,020—$27,0000.66
National Median$33,563—$26,8800.80

Other Design and Applied Arts Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Wentworth Institute of Technology
Boston
$41,010$50,599$27,000
Northeastern University
Boston
$63,141$49,727$28,250
Boston University
Boston
$65,168$49,254$21,250
Suffolk University
Boston
$45,380$47,415$27,000
University of Massachusetts-Lowell
Lowell
$16,570$41,020$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montserrat College of Art, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.