Analysis
A 0.58 debt-to-earnings ratio places this Geography and Cartography degree in manageable territory, though both figures are estimates drawn from similar bachelor's programs nationally. With first-year earnings around $38,700 and debt near $22,400, graduates would need roughly 7 months of gross income to cover their loans—a reasonable starting point for a field that often leads to careers in GIS analysis, urban planning, or environmental consulting. The estimated earnings align closely with Kentucky's state median for geography programs, suggesting this tracks with regional market realities rather than premium outcomes.
The challenge lies in the uncertainty. Because actual data for Morehead State's geography graduates aren't available, parents can't see whether this program specifically delivers on employment outcomes or if local connections help placement in Kentucky's limited geography job market. With only six schools offering this major statewide, competition is low, but so are visible benchmarks for comparison. Similar programs at University of Louisville show nearly identical earnings ($37,844), which at least confirms the estimates aren't wildly optimistic.
For families considering this investment, the moderate debt load provides breathing room if career plans shift or require graduate school. But verify what employers actually recruit from Morehead State's program and whether internships lead to regional positions—estimated figures can't tell you if this specific degree opens doors in Kentucky's geography sector.
Where Morehead State University Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in Kentucky
Geography and Cartography bachelors's programs at peer institutions in Kentucky (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,838 | $38,726* | — | $22,359* | — | |
| $12,828 | $37,844* | $39,846 | —* | — | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Morehead State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.