Analysis
Morgan State's physics program serves a predominantly first-generation and lower-income student population—54% receive Pell grants—at a school with an 83% admission rate, making it one of the more accessible pathways into physics. Based on comparable bachelor's programs nationally, graduates typically earn around $47,670 in their first year, with estimated debt of $23,750. That 0.50 debt-to-earnings ratio falls right at the threshold of manageable, though it means dedicating roughly half a year's salary to loans.
What's striking is how Morgan State compares to other physics programs in Maryland. Salisbury graduates command $54,548, while even UMD-College Park—often considered the state's flagship—reports lower earnings at $39,825. Without school-specific data, it's impossible to know whether Morgan State's outcomes align more closely with Salisbury's stronger performance or UMD's surprisingly modest returns, but the national benchmark suggests middling results. Physics degrees typically open doors to multiple career paths, from research to engineering to data science, so first-year earnings often understate long-term potential.
For families prioritizing access to STEM education with reasonable debt, this program offers a legitimate entry point. The uncertainty lies in not knowing how Morgan State's specific graduates fare relative to state peers—whether the school's mission-driven approach and student support translate into competitive outcomes, or whether more resourced programs deliver better returns.
Where Morgan State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Maryland
Physics bachelors's programs at peer institutions in Maryland (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,118 | $47,670* | — | $23,750* | — | |
| $10,638 | $54,548* | $73,937 | $23,750* | 0.44 | |
| $11,505 | $39,825* | $77,164 | $20,194* | 0.51 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Morgan State University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.