Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,750
Est. from MD median (3 programs)

Analysis

Morgan State's physics program serves a predominantly first-generation and lower-income student population—54% receive Pell grants—at a school with an 83% admission rate, making it one of the more accessible pathways into physics. Based on comparable bachelor's programs nationally, graduates typically earn around $47,670 in their first year, with estimated debt of $23,750. That 0.50 debt-to-earnings ratio falls right at the threshold of manageable, though it means dedicating roughly half a year's salary to loans.

What's striking is how Morgan State compares to other physics programs in Maryland. Salisbury graduates command $54,548, while even UMD-College Park—often considered the state's flagship—reports lower earnings at $39,825. Without school-specific data, it's impossible to know whether Morgan State's outcomes align more closely with Salisbury's stronger performance or UMD's surprisingly modest returns, but the national benchmark suggests middling results. Physics degrees typically open doors to multiple career paths, from research to engineering to data science, so first-year earnings often understate long-term potential.

For families prioritizing access to STEM education with reasonable debt, this program offers a legitimate entry point. The uncertainty lies in not knowing how Morgan State's specific graduates fare relative to state peers—whether the school's mission-driven approach and student support translate into competitive outcomes, or whether more resourced programs deliver better returns.

Where Morgan State University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Maryland

Physics bachelors's programs at peer institutions in Maryland (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Morgan State UniversityBaltimore$8,118$47,670*—$23,750*—
Salisbury UniversitySalisbury$10,638$54,548*$73,937$23,750*0.44
University of Maryland-College ParkCollege Park$11,505$39,825*$77,164$20,194*0.51
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morgan State University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.