Est. Earnings (1yr)
$49,399
Est. from MA median (3 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

A physics degree from a highly selective women's college like Mount Holyoke produces estimated first-year earnings that align closely with both state and national medians—around $49,400 based on comparable Massachusetts programs. The estimated debt load of $23,120 creates a manageable 0.47 ratio, meaning graduates would owe less than half their first-year salary. This positions the program competitively against reported outcomes from nearby schools, including Northeastern and UMass Lowell, which show similar earning patterns.

What makes this calculation interesting is Mount Holyoke's institutional profile. With a 38% admission rate and 1422 average SAT, this is a selective environment where physics majors benefit from small classes and close faculty mentorship—advantages that peer program data can't fully capture. The relatively low Pell grant percentage (20%) suggests many families can manage the debt burden, though those relying heavily on loans should verify whether graduate school plans (common for physics majors) align with starting salaries that trail MIT's reported outcomes by roughly $5,000.

The debt-to-earnings picture looks reasonable for a liberal arts physics degree, but remember these are estimates drawn from similar programs statewide, not Mount Holyoke's actual graduate outcomes. For families weighing this investment, the key question is whether the college's distinctive environment justifies similar costs to larger research universities when the earnings floor appears comparable across Massachusetts programs.

Where Mount Holyoke College Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Mount Holyoke CollegeSouth Hadley$64,142$49,399*—$23,120*—
Massachusetts Institute of TechnologyCambridge$60,156$54,773*$166,156$18,500*0.34
Northeastern UniversityBoston$63,141$49,399*—$26,797*0.54
University of Massachusetts-LowellLowell$16,570$48,324*—$22,177*0.46
National Median—$47,670*—$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Holyoke College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.