Analysis
A debt load of $21,750 against first-year earnings near $49,000 creates a manageable 0.45 ratio—meaning graduates would owe less than half their first year's salary. These figures come from national peer programs since Mount Marty's math cohorts are too small for the Department of Education to publish specific outcomes. What's encouraging is that similar math programs nationwide typically produce earnings right around this $49,000 mark, suggesting some consistency in the field regardless of where you study.
The estimated debt sits slightly above South Dakota's typical $18,000 for math degrees, though the earnings projection aligns reasonably well with what South Dakota State reports for its graduates ($46,520). For a small private university with a 48% admission rate, this puts Mount Marty in workable territory—you're not looking at the debt levels that can plague smaller private schools while the salary estimates match what larger state programs actually achieve.
The caveat matters here: without actual graduate outcomes from Mount Marty, you're making assumptions based on how other math programs perform. If your student thrives in smaller classroom settings and values the Mount Marty environment, the estimated numbers suggest the investment could work. But confirm what support exists for math students landing those first jobs—the difference between a $49,000 outcome and something lower matters significantly when you're carrying over $20,000 in loans.
Where Mount Marty University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in South Dakota
Mathematics bachelors's programs at peer institutions in South Dakota (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,100 | $48,772* | — | $21,750* | — | |
| $9,299 | $46,520* | $48,395 | $18,000* | 0.39 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Marty University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.