Analysis
A debt-to-earnings ratio of 0.69 suggests this program's financial profile—based on peer Security Science and Technology bachelor's programs nationwide—isn't alarming on its face. With estimated first-year earnings around $39,250 and roughly $27,000 in debt, graduates would be looking at manageable monthly payments relative to their starting income. Security-focused degrees typically lead to stable, if not spectacular, early-career trajectories in fields like campus safety, private security management, or entry-level government positions.
The challenge is that Mount Marty sits in a small South Dakota market where security industry opportunities are genuinely limited. National figures show these programs exist at nearly 200 schools, meaning the credential itself isn't rare—and in Yankton, you're not exactly adjacent to corporate security hubs or major federal installations that drive higher salaries. Similar programs suggest earnings cluster tightly around that $39,000 mark rather than offering significant upward mobility in early years.
For your student, this comes down to geography and career specificity. If they're committed to staying in the region and see a clear path into law enforcement, corrections, or a specific security role that values this credential, the estimated debt load won't be crushing. But if they're uncertain about the field or would need to relocate for better opportunities anyway, the limited program size here (too few graduates for DOE reporting) raises questions about institutional support and industry connections that matter enormously in this career path.
Where Mount Marty University Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs Nationally
Security Science and Technology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,100 | $39,252* | — | $27,000* | — | |
| $45,550 | $70,586* | $80,946 | $29,080* | 0.41 | |
| $34,940 | $69,872* | $80,106 | $27,000* | 0.39 | |
| $5,656 | $58,249* | — | $20,693* | 0.36 | |
| $42,304 | $55,259* | — | $19,500* | 0.35 | |
| $42,204 | $55,259* | — | $19,500* | 0.35 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Marty University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.