Analysis
Mount Mercy's biology program produces earnings below both the state median ($34,398) and what several competing Iowa schools deliver—Upper Iowa and Grand View graduates earn $11,000 more annually. At $32,264 first-year, these graduates are barely treading water against their $27,000 debt load, creating a tight margin for launching independent adult life in Cedar Rapids. The 40th percentile ranking among Iowa biology programs suggests this isn't just bad luck in the data—Mount Mercy graduates genuinely trail their in-state peers.
The program does keep debt reasonable relative to national biology programs (5th percentile), which matters given the modest starting salary. That debt-to-earnings ratio of 0.84 is manageable if earnings grow steadily, though biology bachelor's holders often need graduate school to significantly boost income. With fewer than 30 graduates in this dataset, individual outcomes vary more than at larger programs, but the pattern is clear: Iowa families have stronger options for biology degrees.
Parents should ask why Mount Mercy graduates earn $2,000 less than the state median when nearby schools produce significantly better outcomes. Unless there's a compelling non-financial reason—specific research opportunities, graduate school placement rates, or personal fit—this looks like overpaying for below-average results in a state with better alternatives.
Where Mount Mercy University Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How Mount Mercy University graduates compare to all programs nationally
Compare to Similar Programs in Iowa
Biology bachelors's programs at peer institutions in Iowa (26 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $39,070 | $32,264 | — | $27,000 | 0.84 | |
| $19,000 | $43,311 | — | $27,000 | 0.62 | |
| $33,450 | $43,237 | $48,797 | $26,000 | 0.60 | |
| $49,944 | $41,226 | $63,077 | $25,343 | 0.61 | |
| $52,576 | $41,112 | $48,877 | $27,000 | 0.66 | |
| $64,862 | $37,170 | $48,846 | $17,500 | 0.47 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Mercy University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 18 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.