Analysis
Is a math degree from Mount Saint Mary's worth nearly $22,000 in debt when similar California programs suggest first-year earnings around $38,000? That's the central question here, and the answer depends heavily on what happens after that first year. The estimated debt load sits just above the national median for math programs, while projected earnings fall about $10,000 below the national benchmark of $48,772. With more than half the student body receiving Pell grants, many families here are counting on solid financial returns.
The estimated 0.57 debt-to-earnings ratio falls within manageable territory—monthly loan payments would consume roughly 6-7% of gross income under standard repayment. However, comparable math programs across California show a wide spectrum of outcomes, with top UC campuses and Cal Poly placing graduates at $46,000 to $53,000 in their first year. That $10,000-plus gap matters when you're making loan payments. The real concern is whether Mount Saint Mary's provides the career networks and quantitative training that help math graduates move into higher-paying fields like data analysis, actuarial work, or tech.
Given the limited graduate sample that necessitated these estimates, ask the school directly about recent graduate outcomes and placement rates. Where do their math majors actually land? The estimated numbers suggest an affordable entry point, but only if the program delivers pathways to positions that leverage quantitative skills for stronger second- and third-year earnings growth.
Where Mount Saint Mary's University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in California
Mathematics bachelors's programs at peer institutions in California (67 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,132 | $38,449* | — | $21,750* | — | |
| $11,075 | $53,136* | $65,655 | $16,718* | 0.31 | |
| $15,265 | $52,339* | $56,452 | $16,250* | 0.31 | |
| $62,326 | $50,712* | — | —* | — | |
| $14,850 | $46,674* | — | $20,500* | 0.44 | |
| $14,965 | $46,447* | $64,574 | $17,000* | 0.37 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary's University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.