Analysis
An estimated $11,000 in debt represents a manageable starting point for a business degree, particularly when compared to California's typical $8,457 for similar programs. While first-year earnings estimates based on national peer programs suggest around $36,591, the actual reported figure of nearly $50,000 by year four indicates that Mt San Antonio College graduates may see meaningful income growth relatively quickly. That four-year number—real data from this program's graduates—exceeds what many business associate's programs in California produce.
The 0.30 debt-to-earnings ratio, even using conservative first-year estimates, signals a financially sound investment. Community college credentials like this one typically help students enter the workforce without the debt burden that four-year programs often carry. The substantial jump from estimated first-year to actual fourth-year earnings suggests graduates either advance quickly or move into better-paying roles as they gain experience.
For families weighing this program, the combination of modest estimated debt and solid mid-term earnings outcomes makes this a defensible choice, especially for students who need to start working while keeping educational costs contained. The actual fourth-year earnings data provides more confidence than the estimates alone would warrant.
Where Mt San Antonio College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mt San Antonio College | — | $49,725 | — |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Victor Valley College | $26,272 | $36,492 | +39% |
Compare to Similar Programs in California
Business/Commerce associates's programs at peer institutions in California (78 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,364 | $36,591* | $49,725 | $11,000* | — | |
| $17,488 | $43,716* | — | $30,444* | 0.70 | |
| $1,425 | $26,272* | $36,492 | $5,250* | 0.20 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mt San Antonio College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.