Engineering Physics at Murray State University

Murray State's Engineering Physics program manages to deliver slightly above-average outcomes while keeping debt remarkably low. First-year earnings of $58,025 land just above the national median, and by year four graduates see solid growth to $67,485—a 16% bump that suggests good career trajectory. More impressive is the debt load: at $19,521, it sits in the 95th percentile nationally, meaning 95% of engineering physics programs saddle students with more debt.

The debt-to-earnings ratio of 0.34 is excellent—graduates owe roughly four months of their first year's salary, making loan repayment manageable even on an entry-level budget. While this isn't a top-tier program producing six-figure earners straight out of college, it's delivering reliable engineering outcomes without the crushing debt that often comes with technical degrees. The 60th percentile ranking among Kentucky programs is somewhat misleading since Murray State appears to be the only school in the state offering this specific degree.

For families prioritizing affordability and steady engineering careers over prestige, this represents a practical choice. Your child gets legitimate engineering physics credentials and respectable earnings potential without the financial burden that could delay major life decisions. The moderate sample size suggests consistent results rather than outlier data.