Analysis
A bachelor's in psychology from National University carries an estimated debt load of $26,000—notably higher than what peer programs report both nationally ($16,472) and across California ($16,472). Combined with first-year earnings that similar psychology programs suggest hover around $36,890, graduates face a debt-to-earnings ratio of 0.70. While that ratio isn't alarming on its own, it reflects a higher financing burden than most psychology majors carry, especially concerning given that psychology bachelor's typically require graduate work before accessing higher-paying career tracks.
California's psychology programs show considerable range. UC San Diego graduates start near $48,000, while UC Davis alumni begin closer to $31,000, illustrating how institutional resources and regional networks shape early outcomes. National University's estimated earnings fall right at the national median, suggesting the program produces typical career preparation for the field. The question is whether typical outcomes justify above-typical debt, particularly since many psychology graduates pursue further education to become licensed professionals—adding more years and expense before career launch.
The elevated debt estimate warrants serious attention. Before committing, confirm the actual cost structure for your family and compare total expenses against state schools where psychology majors typically graduate owing $10,000 less. If your child needs the flexibility National University offers working adults, verify that their career timeline can absorb both this initial debt and potential graduate school costs down the road.
Where National University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,320 | $36,890* | — | $26,000* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At National University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.