Est. Earnings (1yr)
$36,890
Est. from national median (5 programs)
Est. Median Debt
$26,000
Est. from national median (5 programs)

Analysis

A bachelor's in psychology from National University carries an estimated debt load of $26,000—notably higher than what peer programs report both nationally ($16,472) and across California ($16,472). Combined with first-year earnings that similar psychology programs suggest hover around $36,890, graduates face a debt-to-earnings ratio of 0.70. While that ratio isn't alarming on its own, it reflects a higher financing burden than most psychology majors carry, especially concerning given that psychology bachelor's typically require graduate work before accessing higher-paying career tracks.

California's psychology programs show considerable range. UC San Diego graduates start near $48,000, while UC Davis alumni begin closer to $31,000, illustrating how institutional resources and regional networks shape early outcomes. National University's estimated earnings fall right at the national median, suggesting the program produces typical career preparation for the field. The question is whether typical outcomes justify above-typical debt, particularly since many psychology graduates pursue further education to become licensed professionals—adding more years and expense before career launch.

The elevated debt estimate warrants serious attention. Before committing, confirm the actual cost structure for your family and compare total expenses against state schools where psychology majors typically graduate owing $10,000 less. If your child needs the flexibility National University offers working adults, verify that their career timeline can absorb both this initial debt and potential graduate school costs down the road.

Where National University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
National UniversitySan Diego$13,320$36,890*—$26,000*—
University of California-San DiegoLa Jolla$15,265$47,672*—$18,200*0.38
University of California-DavisDavis$15,247$31,345*$53,727$14,745*0.47
National Median—$36,890*—$16,472*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with psychology graduates

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At National University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.