Business Administration, Management and Operations at Navajo Technical University
Bachelor's Degree
navajotech.eduAnalysis
A bachelor's in business from Navajo Technical University looks manageable on paper, with estimated debt around $18,500—well below what New Mexico students typically borrow for this degree and considerably less than the $26,000 national median. Based on comparable business programs across the state, first-year earnings of roughly $39,700 suggest a debt-to-earnings ratio of 0.47, meaning graduates would owe less than half their expected first-year salary. That's a relatively comfortable starting position for loan repayment.
The catch is that these figures derive from a small handful of programs across New Mexico, not from NTU's actual graduate outcomes. The state's business programs show considerable range—from $35,600 to $45,200 in first-year earnings—and without direct data from NTU, you can't know where on that spectrum this program truly falls. Given that nearly half of students here receive Pell grants, the lower debt estimate may reflect the university's accessibility, but it doesn't guarantee the earnings side of the equation.
If your child is considering this program, the estimated numbers suggest reasonable value, but treat them as directional rather than definitive. Focus on understanding what specific career services, employer connections, and regional job placement this program offers—those practical supports matter more than state medians when you're working with limited outcome data.
Where Navajo Technical University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Compare to Similar Programs in New Mexico
Business Administration, Management and Operations bachelors's programs at peer institutions in New Mexico (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,250 | $39,678* | — | $18,583* | — | |
| $8,115 | $45,215* | $55,162 | $17,916* | 0.40 | |
| $6,863 | $40,085* | $43,545 | $19,250* | 0.48 | |
| $7,260 | $39,271* | $50,139 | $16,760* | 0.43 | |
| $8,147 | $35,599* | $46,450 | $20,000* | 0.56 | |
| National Median | — | $45,703* | — | $26,000* | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Navajo Technical University, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in NM. Actual outcomes may vary.