Analysis
With estimated debt around $25,400 and first-year earnings near $55,300 based on comparable New York programs, this applied mathematics degree sits in the middle of a state market where outcomes span from $44,000 to over $90,000. The debt-to-earnings ratio of 0.46 suggests manageable repayment—roughly half the estimated first-year salary—though both figures come from peer programs rather than actual NYIT graduates in this major.
The challenge here is context. Applied mathematics programs in New York show dramatic variation depending on the institution: Columbia grads earn 65% more than the state median, while SUNY schools produce earnings below $50,000. NYIT's 78% admission rate and mid-range SAT scores place it between highly selective private universities and open-access state colleges, but without actual graduate outcomes, it's unclear where NYIT students land in this spectrum. Nationally, the typical applied math grad earns $61,000—about $6,000 more than New York's median suggests.
The fundamental uncertainty is whether NYIT's program performs closer to Rochester Institute of Technology (similar private institution, $75,000 outcomes) or more like the SUNY schools. Given the estimated debt load exceeds both state and national medians for this field, you're looking at a program that needs to deliver above-average results to justify its cost—but you won't have that confirmation until your child is already enrolled.
Where New York Institute of Technology Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Applied Mathematics bachelors's programs at peer institutions in New York (32 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,360 | $55,288* | — | $25,421* | — | |
| $69,045 | $91,559* | — | —* | — | |
| $57,016 | $74,921* | $65,619 | $26,682* | 0.36 | |
| $10,408 | $65,604* | — | $21,286* | 0.32 | |
| $10,560 | $44,972* | $75,438 | $19,000* | 0.42 | |
| $8,576 | $44,430* | — | $18,806* | 0.42 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New York Institute of Technology, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.