Analysis
NYU's Applied Mathematics bachelor's program sits at an interesting crossroads. Similar programs in New York typically produce first-year earnings around $55,000, which puts this program exactly at the state median but well below what Columbia ($92,000) and RIT ($75,000) graduates achieve. Meanwhile, borrowers at NYU—one of the nation's most expensive private universities—are estimated to carry about $25,000 in debt, roughly $4,000 more than the state median. That debt-to-earnings ratio of 0.46 is manageable, but it represents a significant gap compared to top-performing math programs in the state.
The challenge here isn't the quality of NYU's applied mathematics training, which likely benefits from the school's Manhattan location and industry connections. It's whether those advantages translate into outcomes that justify the premium cost. The estimated earnings figure suggests they might not—at least not immediately after graduation. For a family paying NYU's tuition, the question becomes whether the school's prestige and network will accelerate salary growth in years two through five, something these early-career numbers can't capture.
The bottom line: based on peer programs, you're looking at moderate debt for middle-of-the-pack earnings in a competitive state market. If your child has admission offers from RIT or the SUNY flagship programs, the data suggests those might deliver better immediate value. If NYU is the dream and financial aid makes the actual debt load closer to the state average, the long-term career trajectory could justify it—but that's a bet on intangibles rather than demonstrated outcomes.
Where New York University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Applied Mathematics bachelors's programs at peer institutions in New York (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $60,438 | $55,288* | — | $25,421* | — | |
| $69,045 | $91,559* | — | —* | — | |
| $57,016 | $74,921* | $65,619 | $26,682* | 0.36 | |
| $10,408 | $65,604* | — | $21,286* | 0.32 | |
| $10,560 | $44,972* | $75,438 | $19,000* | 0.42 | |
| $8,576 | $44,430* | — | $18,806* | 0.42 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New York University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.